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French Retirement System: Age, Gender, and Disparities

Analysis of French retirement trends, highlighting the rising retirement age, gender disparities in pensions, and the impact of recent pension reforms.

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French

France

Labour MarketFranceReformRetirementGenderPension

Drees (Direction De La RechercheDes ÉtudesDe L’évaluation Et Des Statistiques)Rassemblement National

What is the gender gap in retirement age and pension amounts in France?: Women retire on average eight months later than men in France, though this gap is narrowing across generations. In 2022, women retired at 63 years old, while men retired at 62 years and 4 months. This difference is attributed to salary discrepancies and career patterns.
What are the main factors contributing to the rise in the average retirement age?: The 2010 pension reform, which raised the legal retirement age from 60 to 62, is the primary cause for the two-year and two-month increase in average retirement age. The 2023 reform is expected to cause a further six-month increase.
How does the standard of living of retirees compare to the rest of the population?: Despite the gender pay gap in pensions, retirees' living standards in 2021 were slightly higher than the general population's, with a median monthly living standard of \u20ac1,970 for retirees in mainland France living in ordinary housing, 2.1% higher than the overall population.
What is the current average retirement age in France and how has it changed over time?: The average retirement age in France is increasing, reaching 62 years and 8 months in 2022, a two-year and two-month increase since 2010. This is mainly due to pension reforms in 2010 and 2023, although the 2023 reform is expected to have a smaller impact than the 2010 one.
What was the average monthly pension amount in France in 2022, and how does it vary between genders?: In 2022, the average monthly gross pension in France was \u20ac1,626, with a net amount of \u20ac1,512 for those residing in France. Women's pensions were 38% lower than men's, although this gap is decreasing and narrows to 26% if reversion pensions are included.

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