Showing 1 to 12 of 16 results


Inflation's Impact on Retirement Income and Annuity Options
Rising inflation at 2.9% in August is severely affecting retirees' purchasing power, prompting many to consider annuities for guaranteed income, but careful consideration of different annuity types is crucial.
Inflation's Impact on Retirement Income and Annuity Options
Rising inflation at 2.9% in August is severely affecting retirees' purchasing power, prompting many to consider annuities for guaranteed income, but careful consideration of different annuity types is crucial.
Progress
48% Bias Score


Annuities: High Fees, Complexity, and Inflation Risks
Annuities offer guaranteed income but have high fees (1-3% annually), surrender charges (7-10%), and complexity, impacting returns and creating risks for retirees; inflation erodes fixed payments' value over time.
Annuities: High Fees, Complexity, and Inflation Risks
Annuities offer guaranteed income but have high fees (1-3% annually), surrender charges (7-10%), and complexity, impacting returns and creating risks for retirees; inflation erodes fixed payments' value over time.
Progress
48% Bias Score


Retirement Income Strategies: Social Security, Annuities, and Reverse Mortgages
Many seniors are reevaluating their retirement plans due to longer lifespans, rising costs, and market volatility; Social Security often needs supplementation; annuities offer guaranteed income, but have high fees; reverse mortgages tap home equity but require eventual repayment.
Retirement Income Strategies: Social Security, Annuities, and Reverse Mortgages
Many seniors are reevaluating their retirement plans due to longer lifespans, rising costs, and market volatility; Social Security often needs supplementation; annuities offer guaranteed income, but have high fees; reverse mortgages tap home equity but require eventual repayment.
Progress
28% Bias Score


Early Social Security Claims Rise Amidst Financial Pressures
More Americans claim Social Security at age 62 due to financial pressures, despite higher payments from delaying; strategies like annuities, reverse mortgages, and maximizing retirement accounts can help delay claims and maximize benefits.
Early Social Security Claims Rise Amidst Financial Pressures
More Americans claim Social Security at age 62 due to financial pressures, despite higher payments from delaying; strategies like annuities, reverse mortgages, and maximizing retirement accounts can help delay claims and maximize benefits.
Progress
48% Bias Score


Annuities' Rise in Popularity Amid Retirement Security Concerns
Annuities, offering guaranteed income streams, are growing in popularity as retirement security concerns rise; however, potential risks such as surrender charges, market volatility for variable annuities, inflation erosion, and insurer insolvency need careful consideration before investing.
Annuities' Rise in Popularity Amid Retirement Security Concerns
Annuities, offering guaranteed income streams, are growing in popularity as retirement security concerns rise; however, potential risks such as surrender charges, market volatility for variable annuities, inflation erosion, and insurer insolvency need careful consideration before investing.
Progress
48% Bias Score


Annuities and Social Security: Tax Implications of Retirement Income
Annuity payments don't reduce Social Security benefits, but they contribute to "provisional income," impacting the taxability of benefits based on IRS thresholds; pre-tax annuities increase taxable income more than after-tax.
Annuities and Social Security: Tax Implications of Retirement Income
Annuity payments don't reduce Social Security benefits, but they contribute to "provisional income," impacting the taxability of benefits based on IRS thresholds; pre-tax annuities increase taxable income more than after-tax.
Progress
48% Bias Score

Protecting Your Social Security Benefits in Retirement
This article details how to protect Social Security benefits from reduction or loss due to work before full retirement age, garnishment, taxation, or changes in eligibility, and suggests alternative income strategies like annuities and reverse mortgages.

Protecting Your Social Security Benefits in Retirement
This article details how to protect Social Security benefits from reduction or loss due to work before full retirement age, garnishment, taxation, or changes in eligibility, and suggests alternative income strategies like annuities and reverse mortgages.
Progress
44% Bias Score

High Interest Rates Boost Annuity Appeal for Retirement Planning
High interest rates are driving up annuity payouts, prompting retirees to consider investing in annuities to secure income; the ideal allocation depends on age, income, risk tolerance, and health, with experts suggesting 20%-50% depending on individual circumstances.

High Interest Rates Boost Annuity Appeal for Retirement Planning
High interest rates are driving up annuity payouts, prompting retirees to consider investing in annuities to secure income; the ideal allocation depends on age, income, risk tolerance, and health, with experts suggesting 20%-50% depending on individual circumstances.
Progress
48% Bias Score

401(k) to Annuity Rollovers: Weighing Security Against Flexibility
Facing economic uncertainty, many pre-retirees are considering converting 401(k) savings into annuities for guaranteed income; however, this decision requires careful evaluation of individual circumstances, risk tolerance, and financial goals, as annuities offer security but limit flexibility and gr...

401(k) to Annuity Rollovers: Weighing Security Against Flexibility
Facing economic uncertainty, many pre-retirees are considering converting 401(k) savings into annuities for guaranteed income; however, this decision requires careful evaluation of individual circumstances, risk tolerance, and financial goals, as annuities offer security but limit flexibility and gr...
Progress
48% Bias Score

High Annuity Rates: Should You Buy Now or Wait?
Currently, some annuity providers offer rates exceeding 7% for 65-year-olds, a significant increase from recent historic lows; however, future rate direction remains uncertain due to fluctuating inflation and Federal Reserve policy, making timing a key decision for retirees.

High Annuity Rates: Should You Buy Now or Wait?
Currently, some annuity providers offer rates exceeding 7% for 65-year-olds, a significant increase from recent historic lows; however, future rate direction remains uncertain due to fluctuating inflation and Federal Reserve policy, making timing a key decision for retirees.
Progress
44% Bias Score

Annuities Enhance Social Security Benefits for Retirement Security
Annuities supplement Social Security retirement income, enabling delayed benefit claims for increased payments, filling gaps in coverage, managing taxes on benefits, and creating a more secure retirement.

Annuities Enhance Social Security Benefits for Retirement Security
Annuities supplement Social Security retirement income, enabling delayed benefit claims for increased payments, filling gaps in coverage, managing taxes on benefits, and creating a more secure retirement.
Progress
44% Bias Score

Annuities Surge Amid Economic Uncertainty: Fixed vs. Variable Options
Rising inflation and market uncertainty have driven increased interest in annuities, contracts providing guaranteed retirement income; fixed annuities offer the most protection against market crashes, while variable annuities carry more risk.

Annuities Surge Amid Economic Uncertainty: Fixed vs. Variable Options
Rising inflation and market uncertainty have driven increased interest in annuities, contracts providing guaranteed retirement income; fixed annuities offer the most protection against market crashes, while variable annuities carry more risk.
Progress
44% Bias Score
Showing 1 to 12 of 16 results