Showing 1 to 12 of 23 results
Cash-Flow Planning Improves Financial Outcomes
Financial planners are shifting from traditional budgeting to cash-flow planning, using a three-bucket system (committed expenses, spendables, and goals) to improve client financial outcomes by addressing behavioral spending habits and promoting savings.
Cash-Flow Planning Improves Financial Outcomes
Financial planners are shifting from traditional budgeting to cash-flow planning, using a three-bucket system (committed expenses, spendables, and goals) to improve client financial outcomes by addressing behavioral spending habits and promoting savings.
Progress
32% Bias Score
Nibud Proposes Single Day for Fixed Expense Payments in Netherlands
The Nibud proposes consolidating all fixed expense payments in the Netherlands onto a single day to improve financial clarity and management, aiming to alleviate the rising number of people with problematic debt.
Nibud Proposes Single Day for Fixed Expense Payments in Netherlands
The Nibud proposes consolidating all fixed expense payments in the Netherlands onto a single day to improve financial clarity and management, aiming to alleviate the rising number of people with problematic debt.
Progress
44% Bias Score
Reform UK's Diversity Cuts: Minimal Savings, Maximum Controversy
Freedom of Information requests reveal that Reform UK-controlled councils in England have an average of less than 0.5 full-time equivalent diversity and equality roles each, contradicting the party's pre-election claims of significant cost savings from eliminating such positions; even with an assume...
Reform UK's Diversity Cuts: Minimal Savings, Maximum Controversy
Freedom of Information requests reveal that Reform UK-controlled councils in England have an average of less than 0.5 full-time equivalent diversity and equality roles each, contradicting the party's pre-election claims of significant cost savings from eliminating such positions; even with an assume...
Progress
52% Bias Score
Six Steps to Manage Maxed-Out Credit Cards
This article details six steps to manage maxed-out credit cards: stop using them, review payments, explore balance transfers or debt consolidation loans, consider debt management plans, create a crisis budget, and consider supplemental income.
Six Steps to Manage Maxed-Out Credit Cards
This article details six steps to manage maxed-out credit cards: stop using them, review payments, explore balance transfers or debt consolidation loans, consider debt management plans, create a crisis budget, and consider supplemental income.
Progress
36% Bias Score
Four Debt Relief Moves to Make Before June 1, 2025
With average US credit card debt at \$8,000 and interest rates near 23%, many are seeking debt relief before June 1, 2025; this article suggests four steps: budget reevaluation, realistic debt assessment, exploring debt relief options, and gathering required documentation.
Four Debt Relief Moves to Make Before June 1, 2025
With average US credit card debt at \$8,000 and interest rates near 23%, many are seeking debt relief before June 1, 2025; this article suggests four steps: budget reevaluation, realistic debt assessment, exploring debt relief options, and gathering required documentation.
Progress
40% Bias Score
Dutch Students Struggle with Financial Literacy Amidst Buy-Now-Pay-Later Boom
A study by Nibud and ABN Amro reveals that many Dutch secondary school students struggle with financial management due to buy-now-pay-later services and numerous online payment requests, impacting their financial awareness. Cultural factors and social pressures also influence spending and repayment ...
Dutch Students Struggle with Financial Literacy Amidst Buy-Now-Pay-Later Boom
A study by Nibud and ABN Amro reveals that many Dutch secondary school students struggle with financial management due to buy-now-pay-later services and numerous online payment requests, impacting their financial awareness. Cultural factors and social pressures also influence spending and repayment ...
Progress
44% Bias Score
Defensive Budgeting: A Strategy for Handling Unpredictable Income
A Canadian woman shares her "defensive budgeting" strategy for handling unpredictable income due to her husband's contract work, prioritizing expenses, pre-paying irregular costs, and systematically saving for various goals.
Defensive Budgeting: A Strategy for Handling Unpredictable Income
A Canadian woman shares her "defensive budgeting" strategy for handling unpredictable income due to her husband's contract work, prioritizing expenses, pre-paying irregular costs, and systematically saving for various goals.
Progress
32% Bias Score
Mixed Reactions to Dutch Fixed Payday Proposal
A Dutch consumer organization's proposal for a fixed monthly payday to simplify bill payments has received mixed reactions, with 44% of respondents opposed to the idea of government intervention in personal finance.
Mixed Reactions to Dutch Fixed Payday Proposal
A Dutch consumer organization's proposal for a fixed monthly payday to simplify bill payments has received mixed reactions, with 44% of respondents opposed to the idea of government intervention in personal finance.
Progress
40% Bias Score
Hidden Costs of Australian Landlordship
Beyond mortgage payments, Australian landlords face substantial annual costs including maintenance (1-2% of property value), property management fees (6-10% of rental income), compliance checks ($200-$500), council rates ($1000-$3000), strata fees ($2000-$10,000+), insurance, and potential legal fee...
Hidden Costs of Australian Landlordship
Beyond mortgage payments, Australian landlords face substantial annual costs including maintenance (1-2% of property value), property management fees (6-10% of rental income), compliance checks ($200-$500), council rates ($1000-$3000), strata fees ($2000-$10,000+), insurance, and potential legal fee...
Progress
44% Bias Score
Clutter: The Hidden Cause of Overspending
Clutter directly causes overspending due to misplaced items leading to duplicate purchases and decision fatigue resulting in increased convenience spending; a three-step solution involves inventory use, a shopping moratorium, and repurposing or borrowing.
Clutter: The Hidden Cause of Overspending
Clutter directly causes overspending due to misplaced items leading to duplicate purchases and decision fatigue resulting in increased convenience spending; a three-step solution involves inventory use, a shopping moratorium, and repurposing or borrowing.
Progress
48% Bias Score
Teaching Children Financial Responsibility in Elementary School
A psychologist and a Sberbank manager offer advice on teaching children financial responsibility in elementary school, recommending hands-on learning, age-appropriate tools, and open communication about spending habits.
Teaching Children Financial Responsibility in Elementary School
A psychologist and a Sberbank manager offer advice on teaching children financial responsibility in elementary school, recommending hands-on learning, age-appropriate tools, and open communication about spending habits.
Progress
24% Bias Score
Debt Management Programs: Benefits, Risks, and How They Work
Debt management programs, offered through credit counseling agencies, consolidate debts into a single monthly payment with reduced interest rates and fees, lasting three to five years, requiring consistent payments to avoid losing negotiated benefits; however, closing credit accounts may temporarily...
Debt Management Programs: Benefits, Risks, and How They Work
Debt management programs, offered through credit counseling agencies, consolidate debts into a single monthly payment with reduced interest rates and fees, lasting three to five years, requiring consistent payments to avoid losing negotiated benefits; however, closing credit accounts may temporarily...
Progress
36% Bias Score
Showing 1 to 12 of 23 results