Showing 1 to 12 of 16 results
Three-Month CD vs. Money Market Account: A December 2024 Comparison
As of December 1, 2024, a \$20,000 deposit in a three-month CD yielded \$211.62 interest at a 4.30% rate, while a money market account yielded \$216.46 at 4.40%, but the CD offers a guaranteed return unlike the money market account.
Three-Month CD vs. Money Market Account: A December 2024 Comparison
As of December 1, 2024, a \$20,000 deposit in a three-month CD yielded \$211.62 interest at a 4.30% rate, while a money market account yielded \$216.46 at 4.40%, but the CD offers a guaranteed return unlike the money market account.
Progress
48% Bias Score
Money Market Accounts Slightly Outperform CDs in Current High-Interest Environment
With interest rates elevated, money market accounts currently offer slightly higher returns than long-term CDs on a $5,000 investment, although CDs provide fixed rates and money market accounts offer flexibility and variable rates.
Money Market Accounts Slightly Outperform CDs in Current High-Interest Environment
With interest rates elevated, money market accounts currently offer slightly higher returns than long-term CDs on a $5,000 investment, although CDs provide fixed rates and money market accounts offer flexibility and variable rates.
Progress
36% Bias Score
18-Month CDs Offer Significant Returns Amidst Interest Rate Decline
As of early June 2025, 18-month CDs offer interest rates between 4% and 4.16%, providing a substantial return compared to other savings options like high-yield savings accounts, and offering protection against market uncertainty. A \$1,000 deposit earns \$60.60 to \$63.04 in interest after 18 months...
18-Month CDs Offer Significant Returns Amidst Interest Rate Decline
As of early June 2025, 18-month CDs offer interest rates between 4% and 4.16%, providing a substantial return compared to other savings options like high-yield savings accounts, and offering protection against market uncertainty. A \$1,000 deposit earns \$60.60 to \$63.04 in interest after 18 months...
Progress
48% Bias Score
Inflation Falls to 2.8%, Fed Holds Rates Steady
February's inflation rate fell to 2.8%, the first decrease in five months, prompting the Federal Reserve to maintain its current interest rate policy while savers explore long-term CDs to protect against future economic uncertainty.
Inflation Falls to 2.8%, Fed Holds Rates Steady
February's inflation rate fell to 2.8%, the first decrease in five months, prompting the Federal Reserve to maintain its current interest rate policy while savers explore long-term CDs to protect against future economic uncertainty.
Progress
48% Bias Score
Fed Meeting Looms: Should You Open a CD Now?
The Federal Reserve's upcoming March 18-19 meeting will determine monetary policy, with the February inflation report (released March 12) significantly influencing the decision; current economic indicators suggest a rate pause, prompting savers to explore high-yield CD accounts.
Fed Meeting Looms: Should You Open a CD Now?
The Federal Reserve's upcoming March 18-19 meeting will determine monetary policy, with the February inflation report (released March 12) significantly influencing the decision; current economic indicators suggest a rate pause, prompting savers to explore high-yield CD accounts.
Progress
44% Bias Score
Fed Rate Pause: A Boon for Long-Term CD Savers
The Federal Reserve's pause on interest rate cuts creates an opportunity for savers to maximize returns on long-term CDs, offering significantly higher earnings than short-term options despite potentially lower rates, providing stability against future rate volatility.
Fed Rate Pause: A Boon for Long-Term CD Savers
The Federal Reserve's pause on interest rate cuts creates an opportunity for savers to maximize returns on long-term CDs, offering significantly higher earnings than short-term options despite potentially lower rates, providing stability against future rate volatility.
Progress
52% Bias Score
Inflation Rise Pauses Fed Rate Cuts, Creating Opportunity for Savers
June's inflation rate rose to 2.7%, exceeding expectations and pushing the Federal Reserve to likely pause its rate cut campaign, offering savers an opportunity to benefit from high-rate short-term CDs.
Inflation Rise Pauses Fed Rate Cuts, Creating Opportunity for Savers
June's inflation rate rose to 2.7%, exceeding expectations and pushing the Federal Reserve to likely pause its rate cut campaign, offering savers an opportunity to benefit from high-rate short-term CDs.
Progress
48% Bias Score
CDs vs. High-Yield Savings Accounts: A $20,000 Comparison
Currently, $20,000 CDs offer slightly higher interest rates (4.31%-4.49%) than high-yield savings accounts (4.25%-4.31%), but CDs involve fixed terms and early withdrawal penalties, while savings accounts offer flexibility but variable rates subject to future cuts.
CDs vs. High-Yield Savings Accounts: A $20,000 Comparison
Currently, $20,000 CDs offer slightly higher interest rates (4.31%-4.49%) than high-yield savings accounts (4.25%-4.31%), but CDs involve fixed terms and early withdrawal penalties, while savings accounts offer flexibility but variable rates subject to future cuts.
Progress
44% Bias Score
Fed's May Meeting: Crucial Impact on CD Rates
The Federal Reserve's upcoming May meeting will significantly impact CD rates, with experts predicting a potential rate pause or future cuts affecting savers' decisions to lock in current high rates or wait for the meeting's outcome.
Fed's May Meeting: Crucial Impact on CD Rates
The Federal Reserve's upcoming May meeting will significantly impact CD rates, with experts predicting a potential rate pause or future cuts affecting savers' decisions to lock in current high rates or wait for the meeting's outcome.
Progress
36% Bias Score
US Inflation Falls to 2.8%, Affecting Interest Rates and Savings Strategies
US inflation dropped to 2.8% in February, the first decline since September, prompting speculation about future Federal Reserve rate cuts while highlighting the appeal of long-term Certificates of Deposit (CDs) as a savings strategy.
US Inflation Falls to 2.8%, Affecting Interest Rates and Savings Strategies
US inflation dropped to 2.8% in February, the first decline since September, prompting speculation about future Federal Reserve rate cuts while highlighting the appeal of long-term Certificates of Deposit (CDs) as a savings strategy.
Progress
48% Bias Score
High-Yield CDs Outperform Savings Accounts in 2026
A $5,000 CD can earn $162.25 (9 months at 4.35% APY), $220.00 (12 months at 4.40% APY), or $315.22 (18 months at 4.16% APY) by 2026, significantly outperforming a savings account with returns of $15.37, $20.50, and $30.78 respectively for the same durations. Early withdrawal penalties apply.
High-Yield CDs Outperform Savings Accounts in 2026
A $5,000 CD can earn $162.25 (9 months at 4.35% APY), $220.00 (12 months at 4.40% APY), or $315.22 (18 months at 4.16% APY) by 2026, significantly outperforming a savings account with returns of $15.37, $20.50, and $30.78 respectively for the same durations. Early withdrawal penalties apply.
Progress
56% Bias Score
Fed's Slower Rate Cut Pace Creates Attractive Yields for Savers
The Federal Reserve's December meeting minutes indicate a slower approach to interest rate cuts in 2025, resulting in attractive yields on bank CDs (4.1%-4.25%) and high-yield savings accounts (4.5%-4.75%) for savers, despite some banks preemptively lowering rates.
Fed's Slower Rate Cut Pace Creates Attractive Yields for Savers
The Federal Reserve's December meeting minutes indicate a slower approach to interest rate cuts in 2025, resulting in attractive yields on bank CDs (4.1%-4.25%) and high-yield savings accounts (4.5%-4.75%) for savers, despite some banks preemptively lowering rates.
Progress
36% Bias Score
Showing 1 to 12 of 16 results