Tag #Cfpb

cnbc.com
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CFPB Sues Walmart, Branch Over Alleged Exploitation of Gig Workers

The Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Walmart and Branch, alleging they forced over one million delivery drivers into using Branch bank accounts, resulting in more than \$10 million in fees since 2021. Walmart and Branch dispute the allegations.

Progress

40% Bias Score

Decent Work and Economic Growth
nbcnews.com
🌐 85% Global Worthiness
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High Retail Credit Card APRs Persist Despite Federal Reserve Rate Cuts

The CFPB reported that 19% of retail credit cards have APRs above 35%, despite Federal Reserve interest rate cuts, due to various factors including a lack of federal interest rate caps and independent margin setting by credit card issuers; the average APR for new cards offered by the top 100 retaile...

Progress

40% Bias Score

Reduced Inequality
themarker.com
🌐 85% Global Worthiness
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Trump Team Explores Unprecedented Bank Deregulation

President-elect Trump's transition team is exploring significant deregulation of US banks, including the potential closure or merger of regulatory agencies like the FDIC, despite the agency's crucial role in protecting depositors; these actions require Congressional approval and are unprecedented.

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52% Bias Score

Reduced Inequality
cbsnews.com
🌐 85% Global Worthiness
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CFPB Caps Bank Overdraft Fees at $5, Saving Consumers $5 Billion Annually

The CFPB issued a rule limiting bank overdraft fees to $5 for banks with over $10 billion in assets, aiming to save consumers $5 billion annually and curb excessive fees.

Progress

40% Bias Score

Reduced Inequality
nbcnews.com
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CFPB Limits Bank Overdraft Fees to $5, Saving Consumers Billions

The CFPB finalized a rule limiting banks' overdraft fees to $5 or cost-covering amounts, aiming to save consumers $5 billion yearly, effective October 1, 2025, but facing industry opposition and potential legal challenges.

Progress

48% Bias Score

Reduced Inequality
cbsnews.com
🌐 85% Global Worthiness
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CFPB Awards $1.8 Billion in Refunds for Credit Repair Scam

Over 4.3 million Americans will receive $1.8 billion in refunds due to illegal fees and deceptive advertising by credit repair companies Lexington Law and CreditRepair.com, following a CFPB court victory and subsequent company bankruptcies.

Progress

40% Bias Score

Reduced Inequality
forbes.com
🌐 75% Global Worthiness
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CFPB Sues Zelle Owners, Threatening to Eliminate Safer Payment System

The CFPB is suing Zelle's owners for hundreds of millions in scam losses, proposing banks cover losses which may lead to Zelle's discontinuation, highlighting the unintended consequences of price controls on innovation in consumer protection.

Progress

56% Bias Score

Reduced Inequality
forbes.com
🌐 85% Global Worthiness
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CFPB's Overdraft Fee Rule Could Eliminate Overdraft Protection

The Consumer Financial Protection Bureau (CFPB) proposed a rule to cap overdraft fees at \$5 or allow banks to set fees covering costs, potentially eliminating overdraft protection for bank customers.

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60% Bias Score

Reduced Inequality
forbes.com
🌐 85% Global Worthiness
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CFPB Overdraft Rule Caps Fees, Reshapes Banking

The CFPB's new overdraft rule, effective October 1, 2025, will cap overdraft fees at $5 or require cost-based fees or loan treatment for banks over $10 billion in assets, potentially saving consumers $5 billion annually.

Progress

40% Bias Score

Reduced Inequality
abcnews.go.com
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New Overdraft Fee Rule Caps Charges at $5, Targets $5 Billion in Annual Savings

The Biden administration finalized a rule limiting overdraft fees banks can charge, aiming to save consumers roughly $5 billion annually; the rule, set to take effect in October 2025, applies to banks with over $10 billion in assets and is projected to save households $225 per year.

Progress

40% Bias Score

Reduced Inequality
abcnews.go.com
🌐 85% Global Worthiness
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CFPB Caps Overdraft Fees at $5, Saving Consumers Billions

The CFPB finalized a rule capping overdraft fees at $5, potentially saving consumers up to $5 billion annually, starting October 1, 2025, though legal challenges are possible.

Progress

44% Bias Score

Reduced Inequality