Showing 1 to 12 of 37 results
Home Equity Loans for Student Loan Repayment: Benefits and Risks
This article analyzes the strategy of using home equity loans or HELOCs to pay off student loans, weighing the potential benefits of simplified repayment and lower interest rates against the risks of home foreclosure and loss of federal loan benefits.
Home Equity Loans for Student Loan Repayment: Benefits and Risks
This article analyzes the strategy of using home equity loans or HELOCs to pay off student loans, weighing the potential benefits of simplified repayment and lower interest rates against the risks of home foreclosure and loss of federal loan benefits.
Progress
24% Bias Score
Record-High U.S. Credit Card Debt Fuels Demand for Safe Debt Consolidation Strategies
The total U.S. credit card debt has hit a record \$1.21 trillion, with an average of \$8,000 per cardholder, leading many to seek debt consolidation strategies; however, some methods can harm credit scores while others, like debt management programs or personal loans, offer safer routes to financial...
Record-High U.S. Credit Card Debt Fuels Demand for Safe Debt Consolidation Strategies
The total U.S. credit card debt has hit a record \$1.21 trillion, with an average of \$8,000 per cardholder, leading many to seek debt consolidation strategies; however, some methods can harm credit scores while others, like debt management programs or personal loans, offer safer routes to financial...
Progress
44% Bias Score
Record US Credit Card Debt Fuels Surge in Debt Consolidation
Americans are grappling with record credit card debt (nearly \$8,000 average), coupled with high inflation and 22% interest rates, leading to a surge in debt consolidation strategies like personal loans, balance transfers, and debt management programs; the success of these methods depends on individ...
Record US Credit Card Debt Fuels Surge in Debt Consolidation
Americans are grappling with record credit card debt (nearly \$8,000 average), coupled with high inflation and 22% interest rates, leading to a surge in debt consolidation strategies like personal loans, balance transfers, and debt management programs; the success of these methods depends on individ...
Progress
44% Bias Score
Debt Consolidation vs. Forgiveness: Which Saves More?
Millions of Americans struggle with high-interest credit card debt, leading many to explore debt consolidation or debt forgiveness; debt consolidation offers lower interest rates and improved credit, while debt forgiveness reduces the principal balance but severely impacts credit scores.
Debt Consolidation vs. Forgiveness: Which Saves More?
Millions of Americans struggle with high-interest credit card debt, leading many to explore debt consolidation or debt forgiveness; debt consolidation offers lower interest rates and improved credit, while debt forgiveness reduces the principal balance but severely impacts credit scores.
Progress
48% Bias Score
Escaping the Payday Loan Debt Trap: Expert Strategies and Systemic Issues
Payday loans, with their high-interest rates and fees, trap many in a cycle of debt; escaping requires negotiation with lenders, professional debt counseling, eliminating high-interest loans, and potentially debt consolidation or debt management plans.
Escaping the Payday Loan Debt Trap: Expert Strategies and Systemic Issues
Payday loans, with their high-interest rates and fees, trap many in a cycle of debt; escaping requires negotiation with lenders, professional debt counseling, eliminating high-interest loans, and potentially debt consolidation or debt management plans.
Progress
24% Bias Score
High Credit Card Debt Persists Despite Q1 2025 Balance Decrease
High credit card debt persists despite a first-quarter 2025 balance decrease, remaining 6% above the same period in 2024; debt relief options including forgiveness, management programs, and consolidation loans are available, with surprising features like eligibility despite payment arrears or smalle...
High Credit Card Debt Persists Despite Q1 2025 Balance Decrease
High credit card debt persists despite a first-quarter 2025 balance decrease, remaining 6% above the same period in 2024; debt relief options including forgiveness, management programs, and consolidation loans are available, with surprising features like eligibility despite payment arrears or smalle...
Progress
48% Bias Score
Using Home Equity to Pay Off Student Loans: Benefits and Risks
Homeowners are exploring using home equity loans or HELOCs to pay off student loans, offering potential simplification and interest rate reduction but posing risks of foreclosure and loss of federal loan benefits.
Using Home Equity to Pay Off Student Loans: Benefits and Risks
Homeowners are exploring using home equity loans or HELOCs to pay off student loans, offering potential simplification and interest rate reduction but posing risks of foreclosure and loss of federal loan benefits.
Progress
16% Bias Score
Debt Relief Companies: Benefits, Limitations, and Credit Impacts
Debt relief companies negotiate lower credit card debt payments, averaging 30-50% reduction, but may negatively impact credit scores and require upfront fees; consumers should compare options before use.
Debt Relief Companies: Benefits, Limitations, and Credit Impacts
Debt relief companies negotiate lower credit card debt payments, averaging 30-50% reduction, but may negatively impact credit scores and require upfront fees; consumers should compare options before use.
Progress
36% Bias Score
Six Steps to Manage Maxed-Out Credit Cards
This article details six steps to manage maxed-out credit cards: stop using them, review payments, explore balance transfers or debt consolidation loans, consider debt management plans, create a crisis budget, and consider supplemental income.
Six Steps to Manage Maxed-Out Credit Cards
This article details six steps to manage maxed-out credit cards: stop using them, review payments, explore balance transfers or debt consolidation loans, consider debt management plans, create a crisis budget, and consider supplemental income.
Progress
36% Bias Score
High Credit Card Rates Spur June 2025 Debt Consolidation Push
High credit card interest rates (around 21% in June 2025) and the availability of lower-rate alternatives like home equity loans/HELOCs (around 8%) make debt consolidation an advantageous strategy to reduce interest payments and improve financial health, particularly given the daily compounding natu...
High Credit Card Rates Spur June 2025 Debt Consolidation Push
High credit card interest rates (around 21% in June 2025) and the availability of lower-rate alternatives like home equity loans/HELOCs (around 8%) make debt consolidation an advantageous strategy to reduce interest payments and improve financial health, particularly given the daily compounding natu...
Progress
52% Bias Score
Home Equity Loan Rates Hit 2025 Low at 8.23%
Home equity loan interest rates hit a new 2025 low of 8.23% this week, down 13 basis points from May 14, offering a cost-effective borrowing option compared to personal loans and credit cards, but borrowers should carefully consider repayment costs.
Home Equity Loan Rates Hit 2025 Low at 8.23%
Home equity loan interest rates hit a new 2025 low of 8.23% this week, down 13 basis points from May 14, offering a cost-effective borrowing option compared to personal loans and credit cards, but borrowers should carefully consider repayment costs.
Progress
48% Bias Score
High Credit Card Debt Persists Despite Q1 2025 Decline
Despite a first-quarter 2025 decrease, credit card debt balances remain 6% higher than in the same period of 2024, highlighting the need for debt relief strategies such as credit card debt forgiveness, debt management programs, or debt consolidation loans, which may have surprising features such as ...
High Credit Card Debt Persists Despite Q1 2025 Decline
Despite a first-quarter 2025 decrease, credit card debt balances remain 6% higher than in the same period of 2024, highlighting the need for debt relief strategies such as credit card debt forgiveness, debt management programs, or debt consolidation loans, which may have surprising features such as ...
Progress
48% Bias Score
Showing 1 to 12 of 37 results