Mortgage Rates Hit Six-Month High at Nearly 7%, Hampering Housing Market
Thirty-year fixed-rate mortgages averaged nearly 7% the week ending January 2, 2025, the highest level in six months, driven by rising 10-year Treasury yields despite recent Fed rate cuts, leading to decreased mortgage applications and persistent affordability challenges.
Mortgage Rates Hit Six-Month High at Nearly 7%, Hampering Housing Market
Thirty-year fixed-rate mortgages averaged nearly 7% the week ending January 2, 2025, the highest level in six months, driven by rising 10-year Treasury yields despite recent Fed rate cuts, leading to decreased mortgage applications and persistent affordability challenges.
Progress
48% Bias Score
Rising Interest Rates Threaten 2025 Bull Market
Rising 10-year Treasury yields, currently at 4.573%, threaten the bull market in 2025; historically, such yields correlate with negative equity returns, as evidenced by recent stock market declines when yields exceeded 4.5% and 4.75%.
Rising Interest Rates Threaten 2025 Bull Market
Rising 10-year Treasury yields, currently at 4.573%, threaten the bull market in 2025; historically, such yields correlate with negative equity returns, as evidenced by recent stock market declines when yields exceeded 4.5% and 4.75%.
Progress
44% Bias Score
Moderate Stock Market Growth Predicted for 2025
Wall Street analysts forecast a 14.8% increase in the S&P 500 for 2025, driven by economic growth and a business-friendly administration, but warn of potential downsides from tariffs, inflation, and geopolitical risks.
Moderate Stock Market Growth Predicted for 2025
Wall Street analysts forecast a 14.8% increase in the S&P 500 for 2025, driven by economic growth and a business-friendly administration, but warn of potential downsides from tariffs, inflation, and geopolitical risks.
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32% Bias Score
US Stocks Soar to Record Highs in 2024
US stocks experienced record-breaking growth in 2024, with the S&P 500 up over 24%, exceeding expectations despite a December dip. This success is attributed to cooling inflation, strong consumer spending, and a business-friendly political environment.
US Stocks Soar to Record Highs in 2024
US stocks experienced record-breaking growth in 2024, with the S&P 500 up over 24%, exceeding expectations despite a December dip. This success is attributed to cooling inflation, strong consumer spending, and a business-friendly political environment.
Progress
48% Bias Score
The Illusion of a Single Interest Rate: The Limits of Central Bank Control
This article refutes the idea of a uniform interest rate, arguing that borrowing costs are highly variable and depend on individual circumstances, rendering the Federal Reserve's control over them limited, as evidenced by the vast differences in borrowing costs between wealthy individuals and those ...
The Illusion of a Single Interest Rate: The Limits of Central Bank Control
This article refutes the idea of a uniform interest rate, arguing that borrowing costs are highly variable and depend on individual circumstances, rendering the Federal Reserve's control over them limited, as evidenced by the vast differences in borrowing costs between wealthy individuals and those ...
Progress
60% Bias Score
US Banks Sue Federal Reserve Over Stress Test Lawsuit
Major US banks and banking associations sued the Federal Reserve, claiming its annual stress tests violate the law due to lack of transparency and procedural fairness, citing the Supreme Court's overturning of the Chevron Doctrine.
US Banks Sue Federal Reserve Over Stress Test Lawsuit
Major US banks and banking associations sued the Federal Reserve, claiming its annual stress tests violate the law due to lack of transparency and procedural fairness, citing the Supreme Court's overturning of the Chevron Doctrine.
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36% Bias Score
US Jobless Claims Hit Eight-Month Low Amidst Economic Resilience
Initial US jobless claims dropped to a eight-month low of 211,000 last week, signaling a robust labor market and influencing the Federal Reserve's decision to reduce interest rate cuts; however, challenges remain with some workers facing prolonged unemployment and construction spending showing mixed...
US Jobless Claims Hit Eight-Month Low Amidst Economic Resilience
Initial US jobless claims dropped to a eight-month low of 211,000 last week, signaling a robust labor market and influencing the Federal Reserve's decision to reduce interest rate cuts; however, challenges remain with some workers facing prolonged unemployment and construction spending showing mixed...
Progress
36% Bias Score
Wall Street Forecasts 14.8% S\u0026P 500 Growth in 2025 Amidst Uncertainty
Wall Street analysts predict a 14.8% rise in the S\u0026P 500 in 2025, driven by economic growth and a business-friendly administration, but face uncertainties due to potential tariffs, inflation, and geopolitical risks.
Wall Street Forecasts 14.8% S\u0026P 500 Growth in 2025 Amidst Uncertainty
Wall Street analysts predict a 14.8% rise in the S\u0026P 500 in 2025, driven by economic growth and a business-friendly administration, but face uncertainties due to potential tariffs, inflation, and geopolitical risks.
Progress
40% Bias Score
US Stocks Achieve Record Back-to-Back Gains in 2024
US stocks experienced a stellar year in 2024, with the S&P 500 gaining over 24%, marking its best back-to-back performance since 1997-98, driven by cooling inflation, strong consumer spending, robust tech earnings, and President Trump's reelection.
US Stocks Achieve Record Back-to-Back Gains in 2024
US stocks experienced a stellar year in 2024, with the S&P 500 gaining over 24%, marking its best back-to-back performance since 1997-98, driven by cooling inflation, strong consumer spending, robust tech earnings, and President Trump's reelection.
Progress
44% Bias Score
2025 Economic Outlook: Strong Growth Amidst Rising Interest Rate Risks
In 2025, a strong US economy (3% GDP) and record corporate profits (15% increase) are offset by potential headwinds: the Federal Reserve's policy choices, tariff impacts, tech valuations, and rising bond yields (currently at 4.63%, potentially triggering market corrections above 4.75%).
2025 Economic Outlook: Strong Growth Amidst Rising Interest Rate Risks
In 2025, a strong US economy (3% GDP) and record corporate profits (15% increase) are offset by potential headwinds: the Federal Reserve's policy choices, tariff impacts, tech valuations, and rising bond yields (currently at 4.63%, potentially triggering market corrections above 4.75%).
Progress
52% Bias Score
Fed's Slower Rate Cut Projection Impacts Borrowers, Benefits Savers
The Federal Reserve's revised forecast projects fewer interest rate cuts in 2025 than previously expected, resulting in higher interest rates for longer, impacting consumer borrowing costs and savings returns differently; higher yields benefit savers in high-yield accounts, while increasing borrowin...
Fed's Slower Rate Cut Projection Impacts Borrowers, Benefits Savers
The Federal Reserve's revised forecast projects fewer interest rate cuts in 2025 than previously expected, resulting in higher interest rates for longer, impacting consumer borrowing costs and savings returns differently; higher yields benefit savers in high-yield accounts, while increasing borrowin...
Progress
36% Bias Score
CD Rates Dip Following Fed Rate Cuts: Strategies for Maximizing Returns
The average 12-month CD yield is 1.83%, down slightly from 1.86% a year ago, while top yields are around 4%; this reflects the Federal Reserve's recent interest rate adjustments. Experts recommend choosing CD terms based on individual financial goals and the need to access funds, suggesting strategi...
CD Rates Dip Following Fed Rate Cuts: Strategies for Maximizing Returns
The average 12-month CD yield is 1.83%, down slightly from 1.86% a year ago, while top yields are around 4%; this reflects the Federal Reserve's recent interest rate adjustments. Experts recommend choosing CD terms based on individual financial goals and the need to access funds, suggesting strategi...
Progress
48% Bias Score