Showing 1 to 12 of 69 results
Conflicted Advice in Canadian Financial Services: A Systemic Issue
A regulatory review exposed how pressure to meet sales targets at Canada's Big Five banks leads to advisors recommending unsuitable products, highlighting a systemic issue extending to "independent" advisors who face similar conflicts of interest.
Conflicted Advice in Canadian Financial Services: A Systemic Issue
A regulatory review exposed how pressure to meet sales targets at Canada's Big Five banks leads to advisors recommending unsuitable products, highlighting a systemic issue extending to "independent" advisors who face similar conflicts of interest.
Progress
56% Bias Score
Three-Month CD vs. Money Market Account: A December 2024 Comparison
As of December 1, 2024, a \$20,000 deposit in a three-month CD yielded \$211.62 interest at a 4.30% rate, while a money market account yielded \$216.46 at 4.40%, but the CD offers a guaranteed return unlike the money market account.
Three-Month CD vs. Money Market Account: A December 2024 Comparison
As of December 1, 2024, a \$20,000 deposit in a three-month CD yielded \$211.62 interest at a 4.30% rate, while a money market account yielded \$216.46 at 4.40%, but the CD offers a guaranteed return unlike the money market account.
Progress
48% Bias Score
Timing of Advice Significantly Impacts Effectiveness: Study
A recent study in the Journal of Behavioral Decision Making found that people are more receptive to advice after forming their own opinion, challenging economic assumptions about rational decision-making and impacting the design of financial advice tools.
Timing of Advice Significantly Impacts Effectiveness: Study
A recent study in the Journal of Behavioral Decision Making found that people are more receptive to advice after forming their own opinion, challenging economic assumptions about rational decision-making and impacting the design of financial advice tools.
Progress
32% Bias Score
Long-Term Investing Outperforms Cash: A Guide to Building Wealth
Simon Lambert's This is Money investing guide explains why long-term stock market investment, even with small monthly contributions (£1+), significantly outperforms cash savings due to compounding, offering higher average annual returns above inflation (e.g., 4.8% UK, 6.7% US) and building substanti...
Long-Term Investing Outperforms Cash: A Guide to Building Wealth
Simon Lambert's This is Money investing guide explains why long-term stock market investment, even with small monthly contributions (£1+), significantly outperforms cash savings due to compounding, offering higher average annual returns above inflation (e.g., 4.8% UK, 6.7% US) and building substanti...
Progress
48% Bias Score
High Annuity Rates: Should You Buy Now or Wait?
Currently, some annuity providers offer rates exceeding 7% for 65-year-olds, a significant increase from recent historic lows; however, future rate direction remains uncertain due to fluctuating inflation and Federal Reserve policy, making timing a key decision for retirees.
High Annuity Rates: Should You Buy Now or Wait?
Currently, some annuity providers offer rates exceeding 7% for 65-year-olds, a significant increase from recent historic lows; however, future rate direction remains uncertain due to fluctuating inflation and Federal Reserve policy, making timing a key decision for retirees.
Progress
44% Bias Score
Client Concerns Rise as Most Financial Advisors Lack Succession Plans
A survey reveals that 91% of clients want their financial advisors to have succession plans, but 80% of advisors lack them, potentially affecting $400-$500 billion in assets as baby boomer advisors retire.
Client Concerns Rise as Most Financial Advisors Lack Succession Plans
A survey reveals that 91% of clients want their financial advisors to have succession plans, but 80% of advisors lack them, potentially affecting $400-$500 billion in assets as baby boomer advisors retire.
Progress
40% Bias Score
Social Media Investing Advice: Separating Fact From Fiction
Two recent studies reveal that 33-36% of investors, especially newer ones, rely on social media for investment decisions, leading to nearly half of them making poor choices based on unreliable social media advice.
Social Media Investing Advice: Separating Fact From Fiction
Two recent studies reveal that 33-36% of investors, especially newer ones, rely on social media for investment decisions, leading to nearly half of them making poor choices based on unreliable social media advice.
Progress
16% Bias Score
401(k) to Annuity Rollovers: Weighing Security Against Flexibility
Facing economic uncertainty, many pre-retirees are considering converting 401(k) savings into annuities for guaranteed income; however, this decision requires careful evaluation of individual circumstances, risk tolerance, and financial goals, as annuities offer security but limit flexibility and gr...
401(k) to Annuity Rollovers: Weighing Security Against Flexibility
Facing economic uncertainty, many pre-retirees are considering converting 401(k) savings into annuities for guaranteed income; however, this decision requires careful evaluation of individual circumstances, risk tolerance, and financial goals, as annuities offer security but limit flexibility and gr...
Progress
48% Bias Score
Sequence Risk in Retirement: Mitigating the Threat of Outliving Your Savings
Morningstar research reveals that negative stock market returns during the initial five years of retirement drastically increase the likelihood of outliving one's savings due to the compounding effect of withdrawals against shrinking assets; mitigating this sequence risk requires a balanced portfoli...
Sequence Risk in Retirement: Mitigating the Threat of Outliving Your Savings
Morningstar research reveals that negative stock market returns during the initial five years of retirement drastically increase the likelihood of outliving one's savings due to the compounding effect of withdrawals against shrinking assets; mitigating this sequence risk requires a balanced portfoli...
Progress
36% Bias Score
Soaring Household Debt in 2025: High Interest Rates and Renewed Loan Collections Fuel Crisis
High interest rates (averaging above 21% on credit cards), renewed student loan collections, and persistent spending habits are causing a surge in household debt in 2025, pushing many families to seek debt relief solutions.
Soaring Household Debt in 2025: High Interest Rates and Renewed Loan Collections Fuel Crisis
High interest rates (averaging above 21% on credit cards), renewed student loan collections, and persistent spending habits are causing a surge in household debt in 2025, pushing many families to seek debt relief solutions.
Progress
48% Bias Score
SMAs and UMAs: Reshaping Financial Advice
Financial advisors are increasingly using separately managed accounts (SMAs) and unified managed accounts (UMAs) to delegate security selection, focusing instead on personalized financial planning and tax optimization, meeting evolving client needs for holistic wealth management.
SMAs and UMAs: Reshaping Financial Advice
Financial advisors are increasingly using separately managed accounts (SMAs) and unified managed accounts (UMAs) to delegate security selection, focusing instead on personalized financial planning and tax optimization, meeting evolving client needs for holistic wealth management.
Progress
48% Bias Score
Mortgage Broker Denies Cost-of-Living Crisis, Sparking Outrage
A Melbourne mortgage broker controversially claimed there's no cost-of-living crisis in Australia, blaming overspending and urging people to find ways to earn more money, sparking a backlash from those struggling despite cutting back on luxuries.
Mortgage Broker Denies Cost-of-Living Crisis, Sparking Outrage
A Melbourne mortgage broker controversially claimed there's no cost-of-living crisis in Australia, blaming overspending and urging people to find ways to earn more money, sparking a backlash from those struggling despite cutting back on luxuries.
Progress
56% Bias Score
Showing 1 to 12 of 69 results