Showing 109 to 120 of 180 results
Credit Card Debt Relief Strategies for Seniors
Many seniors face the challenge of credit card debt in retirement; debt relief options include hardship programs, debt management plans, balance transfers, and debt settlement, each with advantages and disadvantages impacting credit scores and long-term financial health.
Credit Card Debt Relief Strategies for Seniors
Many seniors face the challenge of credit card debt in retirement; debt relief options include hardship programs, debt management plans, balance transfers, and debt settlement, each with advantages and disadvantages impacting credit scores and long-term financial health.
Progress
24% Bias Score
Rise of Side Hustles Amid Economic Uncertainty
The increasing number of people taking on side hustles is largely due to inflation and stagnant wages, forcing individuals to seek supplementary income streams to maintain their living standards, though this involves challenges in time management, taxes, and initial investment.
Rise of Side Hustles Amid Economic Uncertainty
The increasing number of people taking on side hustles is largely due to inflation and stagnant wages, forcing individuals to seek supplementary income streams to maintain their living standards, though this involves challenges in time management, taxes, and initial investment.
Progress
32% Bias Score
RRSP Contributions: Hidden Benefits for Families
An Ontario family earning $150,000 with three children receives $10,282 in total tax benefits from a $20,000 RRSP contribution in 2024, including $8,682 in tax savings and $1,600 in increased Canada Child Benefit (CCB).
RRSP Contributions: Hidden Benefits for Families
An Ontario family earning $150,000 with three children receives $10,282 in total tax benefits from a $20,000 RRSP contribution in 2024, including $8,682 in tax savings and $1,600 in increased Canada Child Benefit (CCB).
Progress
52% Bias Score
Trump Tariffs Fuel Canadian Financial Uncertainty
President Trump's February 2025 announcement of a 25% tariff on steel and aluminum imports triggered widespread anxiety among Canadian financial planners and their clients, who are now grappling with uncertainty surrounding major financial decisions such as retirement, real estate purchases, and bus...
Trump Tariffs Fuel Canadian Financial Uncertainty
President Trump's February 2025 announcement of a 25% tariff on steel and aluminum imports triggered widespread anxiety among Canadian financial planners and their clients, who are now grappling with uncertainty surrounding major financial decisions such as retirement, real estate purchases, and bus...
Progress
60% Bias Score
Founders Should Prioritize Personal Finances Before Startup Exit
Matt Ford, CEO of Sidekick Money, advises startup founders to prioritize their personal financial security before exit planning, arguing that financial pressures can negatively impact decision-making during negotiations, as illustrated by his experience selling Pariti to Tandem Bank in 2018.
Founders Should Prioritize Personal Finances Before Startup Exit
Matt Ford, CEO of Sidekick Money, advises startup founders to prioritize their personal financial security before exit planning, arguing that financial pressures can negatively impact decision-making during negotiations, as illustrated by his experience selling Pariti to Tandem Bank in 2018.
Progress
44% Bias Score
Hawaii Firm Helps Business Owners Plan for Successful Exits
WestPac Wealth Partners, a Hawaii-based firm, assists business owners in creating tailored exit strategies, as illustrated by a client's successful transition from \$7-8 million to \$18-20 million annual revenue, highlighting the importance of early planning and various exit options.
Hawaii Firm Helps Business Owners Plan for Successful Exits
WestPac Wealth Partners, a Hawaii-based firm, assists business owners in creating tailored exit strategies, as illustrated by a client's successful transition from \$7-8 million to \$18-20 million annual revenue, highlighting the importance of early planning and various exit options.
Progress
44% Bias Score
Building a Retirement Nest Egg Later in Life: Five Key Steps
This article provides five steps for those starting retirement savings later in life: evaluate monthly budget, manage debt (good vs. bad), understand retirement savings strategies, sideline emotion when investing, and stay on track by keeping goals front of mind.
Building a Retirement Nest Egg Later in Life: Five Key Steps
This article provides five steps for those starting retirement savings later in life: evaluate monthly budget, manage debt (good vs. bad), understand retirement savings strategies, sideline emotion when investing, and stay on track by keeping goals front of mind.
Progress
40% Bias Score
Is \$1 Million Enough for Retirement?
A \$1 million retirement nest egg surpasses the median U.S. savings, but its sufficiency hinges on individual spending (average annual expenses for housing, transportation, healthcare, and food totaling \$38,553), additional income sources (like pensions or Social Security), and strategic financial ...
Is \$1 Million Enough for Retirement?
A \$1 million retirement nest egg surpasses the median U.S. savings, but its sufficiency hinges on individual spending (average annual expenses for housing, transportation, healthcare, and food totaling \$38,553), additional income sources (like pensions or Social Security), and strategic financial ...
Progress
48% Bias Score
HELOC Repayment Costs Vary Significantly Based on Interest Rate Fluctuations
In early 2025, a \$150,000 HELOC carries a monthly cost of \$1,842.18 (10-year term) or \$1,457.83 (15-year term) at an 8.28% interest rate, fluctuating with market changes, potentially impacting repayment ability.
HELOC Repayment Costs Vary Significantly Based on Interest Rate Fluctuations
In early 2025, a \$150,000 HELOC carries a monthly cost of \$1,842.18 (10-year term) or \$1,457.83 (15-year term) at an 8.28% interest rate, fluctuating with market changes, potentially impacting repayment ability.
Progress
44% Bias Score
High-Yield CDs Outperform Savings Accounts in 2026
A $5,000 CD can earn $162.25 (9 months at 4.35% APY), $220.00 (12 months at 4.40% APY), or $315.22 (18 months at 4.16% APY) by 2026, significantly outperforming a savings account with returns of $15.37, $20.50, and $30.78 respectively for the same durations. Early withdrawal penalties apply.
High-Yield CDs Outperform Savings Accounts in 2026
A $5,000 CD can earn $162.25 (9 months at 4.35% APY), $220.00 (12 months at 4.40% APY), or $315.22 (18 months at 4.16% APY) by 2026, significantly outperforming a savings account with returns of $15.37, $20.50, and $30.78 respectively for the same durations. Early withdrawal penalties apply.
Progress
56% Bias Score
Lifeboat Drill: Preparing Investors for Inevitable Market Downturns
The article presents the "Lifeboat Drill," a financial planning exercise simulating a 25% market drop to prepare investors for inevitable downturns, emphasizing proactive planning to avoid emotional reactions during market volatility.
Lifeboat Drill: Preparing Investors for Inevitable Market Downturns
The article presents the "Lifeboat Drill," a financial planning exercise simulating a 25% market drop to prepare investors for inevitable downturns, emphasizing proactive planning to avoid emotional reactions during market volatility.
Progress
48% Bias Score
Bankruptcy: Long-Term Consequences and Alternatives
Filing for bankruptcy offers debt relief but carries long-term credit and financial implications; understanding different bankruptcy types, nondischargeable debts, and alternative options is crucial before deciding.
Bankruptcy: Long-Term Consequences and Alternatives
Filing for bankruptcy offers debt relief but carries long-term credit and financial implications; understanding different bankruptcy types, nondischargeable debts, and alternative options is crucial before deciding.
Progress
48% Bias Score
Showing 109 to 120 of 180 results