Showing 37 to 48 of 79 results
Federal Reserve's May Decision to Impact HELOC Interest Rates
Current average HELOC interest rates are near 8%, significantly lower than credit cards and personal loans; however, the Federal Reserve's May decision on its benchmark rate will determine whether rates will drop, remain the same, or increase, impacting prospective and current HELOC borrowers.
Federal Reserve's May Decision to Impact HELOC Interest Rates
Current average HELOC interest rates are near 8%, significantly lower than credit cards and personal loans; however, the Federal Reserve's May decision on its benchmark rate will determine whether rates will drop, remain the same, or increase, impacting prospective and current HELOC borrowers.
Progress
48% Bias Score
Falling HELOC Rates: Benefits and Risks of Variable-Rate Home Equity Loans
Homeowners can now access cheaper home equity lines of credit (HELOCs), with rates falling to 8% from near 10% since the start of 2025; however, variable rates pose risks requiring careful financial planning and consideration of maximum payment scenarios.
Falling HELOC Rates: Benefits and Risks of Variable-Rate Home Equity Loans
Homeowners can now access cheaper home equity lines of credit (HELOCs), with rates falling to 8% from near 10% since the start of 2025; however, variable rates pose risks requiring careful financial planning and consideration of maximum payment scenarios.
Progress
40% Bias Score
Falling HELOC Rates: 3 Key Decisions for Homeowners
The average HELOC interest rate has dropped to 8%, prompting homeowners to consider switching lenders, increasing payments, or refinancing to a fixed rate to maximize savings and financial stability.
Falling HELOC Rates: 3 Key Decisions for Homeowners
The average HELOC interest rate has dropped to 8%, prompting homeowners to consider switching lenders, increasing payments, or refinancing to a fixed rate to maximize savings and financial stability.
Progress
40% Bias Score
Home Equity Borrowing for Seniors: Weighing Risks and Rewards
Senior homeowners considering home equity loans or HELOCs should weigh affordability, risk tolerance, reverse mortgage options, and the urgency of their financial needs before borrowing against their home equity.
Home Equity Borrowing for Seniors: Weighing Risks and Rewards
Senior homeowners considering home equity loans or HELOCs should weigh affordability, risk tolerance, reverse mortgage options, and the urgency of their financial needs before borrowing against their home equity.
Progress
48% Bias Score
Falling HELOC and Home Equity Loan Rates in 2025
Home equity line of credit (HELOC) and home equity loan interest rates are trending downward in 2025, creating borrowing opportunities; HELOCs offer lower initial variable rates tied to the U.S. Prime Rate, while home equity loans provide fixed rates influenced by long-term economic factors, impacti...
Falling HELOC and Home Equity Loan Rates in 2025
Home equity line of credit (HELOC) and home equity loan interest rates are trending downward in 2025, creating borrowing opportunities; HELOCs offer lower initial variable rates tied to the U.S. Prime Rate, while home equity loans provide fixed rates influenced by long-term economic factors, impacti...
Progress
40% Bias Score
HELOCs Outperform Home Equity Loans Amidst Falling Interest Rates
In spring 2025, HELOC interest rates average 7.90%, half a percentage point lower than home equity loan rates (8.40%), offering homeowners significant savings and flexibility due to their variable rate and interest-only draw period.
HELOCs Outperform Home Equity Loans Amidst Falling Interest Rates
In spring 2025, HELOC interest rates average 7.90%, half a percentage point lower than home equity loan rates (8.40%), offering homeowners significant savings and flexibility due to their variable rate and interest-only draw period.
Progress
52% Bias Score
Variable HELOC Rates: Risks and Benefits for Homeowners
Homeowners can borrow money through HELOCs at currently low interest rates (around 8%, down from near 10% in 2025), but variable rates pose risks; experts advise understanding rate caps and having sufficient savings to manage potential increases.
Variable HELOC Rates: Risks and Benefits for Homeowners
Homeowners can borrow money through HELOCs at currently low interest rates (around 8%, down from near 10% in 2025), but variable rates pose risks; experts advise understanding rate caps and having sufficient savings to manage potential increases.
Progress
52% Bias Score
HELOC Interest Rates Rise Slightly, Remain Historically Low
Average HELOC interest rates increased by 12 basis points to 8.02% last week, reversing a downward trend that saw rates reach 18-month lows earlier in 2025; however, rates remain significantly lower than in 2024, offering homeowners relatively cheap borrowing options compared to other choices.
HELOC Interest Rates Rise Slightly, Remain Historically Low
Average HELOC interest rates increased by 12 basis points to 8.02% last week, reversing a downward trend that saw rates reach 18-month lows earlier in 2025; however, rates remain significantly lower than in 2024, offering homeowners relatively cheap borrowing options compared to other choices.
Progress
40% Bias Score
Cooling Inflation Impacts HELOC Rates, Reaching Two-Year Lows
March's inflation cooled to 2.4%, impacting HELOC interest rates which briefly fell below 8% before rising slightly to 8.0%, remaining near a two-year low. Homeowners may find HELOCs an attractive alternative to high-interest credit cards for debt consolidation, renovations, or paying down existing ...
Cooling Inflation Impacts HELOC Rates, Reaching Two-Year Lows
March's inflation cooled to 2.4%, impacting HELOC interest rates which briefly fell below 8% before rising slightly to 8.0%, remaining near a two-year low. Homeowners may find HELOCs an attractive alternative to high-interest credit cards for debt consolidation, renovations, or paying down existing ...
Progress
48% Bias Score
Home Equity Loan Rates Fall, but Fixed Rates Offer Stability Amidst Economic Uncertainty
Average home equity loan interest rates dropped to 8.38% this week, down from 8.40% last week and significantly lower than the 9%+ rates from earlier in 2024; however, HELOC rates, at 8.00%, remain slightly lower, yet carry the risk of variable interest rates.
Home Equity Loan Rates Fall, but Fixed Rates Offer Stability Amidst Economic Uncertainty
Average home equity loan interest rates dropped to 8.38% this week, down from 8.40% last week and significantly lower than the 9%+ rates from earlier in 2024; however, HELOC rates, at 8.00%, remain slightly lower, yet carry the risk of variable interest rates.
Progress
48% Bias Score
Low HELOC Rates in April 2025: A Cautious Approach
Amidst economic uncertainty in early April 2025, HELOC interest rates fell below 8%, prompting questions about the safety of opening one; however, careful consideration of credit score, loan amount, intended use, and repayment planning is crucial.
Low HELOC Rates in April 2025: A Cautious Approach
Amidst economic uncertainty in early April 2025, HELOC interest rates fell below 8%, prompting questions about the safety of opening one; however, careful consideration of credit score, loan amount, intended use, and repayment planning is crucial.
Progress
48% Bias Score
HELOCs Outperform Home Equity Loans Amidst Falling Interest Rates
In spring 2025, HELOCs offer significant advantages over home equity loans due to lower average interest rates (7.90% vs. 8.40%), a declining rate trend, and a flexible repayment structure; however, careful consideration of long-term costs and variable rates is advised.
HELOCs Outperform Home Equity Loans Amidst Falling Interest Rates
In spring 2025, HELOCs offer significant advantages over home equity loans due to lower average interest rates (7.90% vs. 8.40%), a declining rate trend, and a flexible repayment structure; however, careful consideration of long-term costs and variable rates is advised.
Progress
52% Bias Score
Showing 37 to 48 of 79 results