Showing 1 to 12 of 73 results
Mixed Housing Market Impacts HELOC Availability
Homeowners are considering HELOCs due to recent rate drops to 8.13%, but a mixed housing market and other factors could affect borrowing capacity; three key factors are home value, credit score, and interest rates.
Mixed Housing Market Impacts HELOC Availability
Homeowners are considering HELOCs due to recent rate drops to 8.13%, but a mixed housing market and other factors could affect borrowing capacity; three key factors are home value, credit score, and interest rates.
Progress
40% Bias Score
Mixed Signals for Home Equity Lines of Credit in August 2024
August 2024 presents a mixed opportunity for HELOCs, with low interest rates (8.13%) contrasting with a fluctuating housing market; homeowners' credit scores and local housing values directly impact borrowing limits.
Mixed Signals for Home Equity Lines of Credit in August 2024
August 2024 presents a mixed opportunity for HELOCs, with low interest rates (8.13%) contrasting with a fluctuating housing market; homeowners' credit scores and local housing values directly impact borrowing limits.
Progress
40% Bias Score
Home Equity Loans vs. HELOCs: A Financial Decision Amidst Interest Rate Uncertainty
Facing high interest rates, homeowners with substantial equity are considering HELOCs for financing; however, they must weigh the potential benefits against the risks and compare them with fixed-rate home equity loans.
Home Equity Loans vs. HELOCs: A Financial Decision Amidst Interest Rate Uncertainty
Facing high interest rates, homeowners with substantial equity are considering HELOCs for financing; however, they must weigh the potential benefits against the risks and compare them with fixed-rate home equity loans.
Progress
40% Bias Score
Rising HELOC Demand Meets Stricter Lender Requirements
Homeowners are increasingly seeking HELOCs due to rising home equity, but higher interest rates and stricter lender requirements are leading to more denials; alternatives include home equity loans, cash-out refinances, and personal loans.
Rising HELOC Demand Meets Stricter Lender Requirements
Homeowners are increasingly seeking HELOCs due to rising home equity, but higher interest rates and stricter lender requirements are leading to more denials; alternatives include home equity loans, cash-out refinances, and personal loans.
Progress
40% Bias Score
No-Closing-Cost HELOCs: Hidden Costs and Considerations
No-closing-cost HELOCs are becoming popular, but hidden costs like higher interest rates and early repayment penalties exist; borrowers should carefully compare offers and timelines before choosing.
No-Closing-Cost HELOCs: Hidden Costs and Considerations
No-closing-cost HELOCs are becoming popular, but hidden costs like higher interest rates and early repayment penalties exist; borrowers should carefully compare offers and timelines before choosing.
Progress
52% Bias Score
Retirees Tap Home Equity: HELOCs vs. Reverse Mortgages
Facing rising costs, retirees increasingly use home equity through HELOCs (revolving credit, repaid within 10-20 years) or reverse mortgages (lump sums or payments, repaid upon death or sale); the choice depends on the retiree's needs and timeframe, impacting estate planning and long-term financial ...
Retirees Tap Home Equity: HELOCs vs. Reverse Mortgages
Facing rising costs, retirees increasingly use home equity through HELOCs (revolving credit, repaid within 10-20 years) or reverse mortgages (lump sums or payments, repaid upon death or sale); the choice depends on the retiree's needs and timeframe, impacting estate planning and long-term financial ...
Progress
48% Bias Score
Record Home Equity Levels Unlock Trillion-Dollar Borrowing Opportunity
U.S. homeowners' tappable home equity hit a record $11.6 trillion in Q2 2025, offering access to funds via home equity loans (under 8.50% interest), HELOCs (around 8%), and reverse mortgages, but requiring careful consideration of repayment risks.
Record Home Equity Levels Unlock Trillion-Dollar Borrowing Opportunity
U.S. homeowners' tappable home equity hit a record $11.6 trillion in Q2 2025, offering access to funds via home equity loans (under 8.50% interest), HELOCs (around 8%), and reverse mortgages, but requiring careful consideration of repayment risks.
Progress
48% Bias Score
Home Equity Lending: Weighing HELOCs Against Fixed-Rate Loans in Current Market
With average home equity exceeding \$300,000 and high interest rates on alternative financing, homeowners are considering \$100,000 HELOCs for lower interest rates; however, rate cuts' impact on HELOC payments and the viability of fixed-rate home equity loans need careful consideration before procee...
Home Equity Lending: Weighing HELOCs Against Fixed-Rate Loans in Current Market
With average home equity exceeding \$300,000 and high interest rates on alternative financing, homeowners are considering \$100,000 HELOCs for lower interest rates; however, rate cuts' impact on HELOC payments and the viability of fixed-rate home equity loans need careful consideration before procee...
Progress
48% Bias Score
FHA's 60% Reverse Mortgage Rule: Impact on Senior Homeowners
The FHA's 60% reverse mortgage rule, implemented in 2013, limits upfront access to HECM loan proceeds to 60% in the first year for borrowers 62 and older, unless paying off existing debts exceeding that threshold, aiming to protect home equity and promote long-term financial stability.
FHA's 60% Reverse Mortgage Rule: Impact on Senior Homeowners
The FHA's 60% reverse mortgage rule, implemented in 2013, limits upfront access to HECM loan proceeds to 60% in the first year for borrowers 62 and older, unless paying off existing debts exceeding that threshold, aiming to protect home equity and promote long-term financial stability.
Progress
36% Bias Score
Home Equity Borrowing Decisions Amidst Fed Rate Uncertainty
Facing a potential September interest rate cut, homeowners considering a HELOC or home equity loan must weigh variable versus fixed rates, given current economic uncertainty and the Fed's July meeting.
Home Equity Borrowing Decisions Amidst Fed Rate Uncertainty
Facing a potential September interest rate cut, homeowners considering a HELOC or home equity loan must weigh variable versus fixed rates, given current economic uncertainty and the Fed's July meeting.
Progress
40% Bias Score
HELOC Rates Dip to 8.22%, but Volatility Persists
The average HELOC interest rate fell five basis points to 8.22%, but volatility remains due to Federal Reserve actions; homeowners should weigh HELOCs against fixed-rate loans and other options before borrowing.
HELOC Rates Dip to 8.22%, but Volatility Persists
The average HELOC interest rate fell five basis points to 8.22%, but volatility remains due to Federal Reserve actions; homeowners should weigh HELOCs against fixed-rate loans and other options before borrowing.
Progress
48% Bias Score
Retirees Tap Home Equity Amid Rising Costs: HELOCs vs. Reverse Mortgages
Facing rising costs, retirees increasingly use home equity via HELOCs (revolving credit for various expenses) or reverse mortgages (lump-sum or monthly payments repaid upon death or sale); the choice depends on the retiree's needs and repayment ability.
Retirees Tap Home Equity Amid Rising Costs: HELOCs vs. Reverse Mortgages
Facing rising costs, retirees increasingly use home equity via HELOCs (revolving credit for various expenses) or reverse mortgages (lump-sum or monthly payments repaid upon death or sale); the choice depends on the retiree's needs and repayment ability.
Progress
48% Bias Score
Showing 1 to 12 of 73 results