Tag #Long-Term Care

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forbes.com

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Aug 19, 22:17

Long-Term Care Costs and Funding: A Critical Gap Between Public Perception and Reality

Two studies reveal that while many Americans anticipate needing long-term care, they underestimate its cost and misjudge funding sources; this has created a substantial financial risk for retirement, especially among middle-income individuals, and suggests a need for public policy solutions.

Long-Term Care Costs and Funding: A Critical Gap Between Public Perception and Reality

Two studies reveal that while many Americans anticipate needing long-term care, they underestimate its cost and misjudge funding sources; this has created a substantial financial risk for retirement, especially among middle-income individuals, and suggests a need for public policy solutions.

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What are the key financial implications of long-term care needs for older adults, and how do these impact retirement security?

Long-term care is a significant financial burden for many older adults, drastically reducing retirement income adequacy. For instance, needing paid care reduces the chance of sufficient retirement income from 40% to 25%, impacting single women and Gen Z disproportionately.

welt.de

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Aug 16, 10:15

Thuringia Proposes Long-Term Care Insurance Overhaul to Cap Personal Contributions

Thuringia's Social Minister proposes capping personal contributions for long-term care insurance at a fixed amount, shifting responsibility for exceeding costs to the insurance fund; this addresses rising costs impacting individuals, particularly those with low pensions, and overburdened municipalit...

Thuringia Proposes Long-Term Care Insurance Overhaul to Cap Personal Contributions

Thuringia's Social Minister proposes capping personal contributions for long-term care insurance at a fixed amount, shifting responsibility for exceeding costs to the insurance fund; this addresses rising costs impacting individuals, particularly those with low pensions, and overburdened municipalit...

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What is the primary aim of the proposed reform to Germany's long-term care insurance system, and what are its immediate consequences for those receiving care?

Thuringia's Social Minister, Katharina Schenk, proposes a German long-term care insurance overhaul to cap personal contributions at a fixed amount. Currently, individuals pay rising costs beyond the insurance coverage; this reform would shift responsibility for exceeding costs to the insurance fund, similar to car insurance. This change aims to improve financial predictability for those needing care.

zeit.de

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Jul 26, 16:11

Rising German Nursing Home Costs Prompt Reform Calls

German Health Minister Nina Warken is pushing for reforms to address the rising costs of nursing homes, which now average over "3,108 euros" per month, a "237 euro" increase from July 2024; she seeks to increase government funding and streamline building regulations to alleviate the financial strain...

Rising German Nursing Home Costs Prompt Reform Calls

German Health Minister Nina Warken is pushing for reforms to address the rising costs of nursing homes, which now average over "3,108 euros" per month, a "237 euro" increase from July 2024; she seeks to increase government funding and streamline building regulations to alleviate the financial strain...

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What are the underlying causes of the increasing costs, and how do different levels of government share responsibility?

The rising costs are due to increased housing and construction expenses. Minister Warken advocates for new housing models within a new nursing competence act and increased government funding to prevent contribution increases in health and nursing insurance. She also emphasizes the need for greater private provision.

welt.de

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Jul 22, 07:13

NRW Nursing Home Costs Highest in Germany

As of July 1st, 2024, German residents of Nordrhein-Westfalen face the highest average monthly nursing home costs (€3,427 in the first year), exceeding the national average (€3,108) and last year's figures in NRW by €227 and €237 respectively. This includes care, accommodation, food, investments, an...

NRW Nursing Home Costs Highest in Germany

As of July 1st, 2024, German residents of Nordrhein-Westfalen face the highest average monthly nursing home costs (€3,427 in the first year), exceeding the national average (€3,108) and last year's figures in NRW by €227 and €237 respectively. This includes care, accommodation, food, investments, an...

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What is the most significant finding regarding nursing home costs in Germany, and what are its immediate implications?

In Nordrhein-Westfalen (NRW), Germany, residents pay the highest average monthly nursing home costs in the country, reaching €3,427 in the first year as of July 1st, 2024, a €227 increase from the previous year. This surpasses the national average of €3,108, a €237 increase year-over-year.

cbsnews.com

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Jul 17, 04:08

Fall River Fire Exposes Critical Staffing Shortages in Massachusetts Senior Care

Nine deaths resulted from a fire at the Gabriel House assisted living facility in Fall River, Massachusetts, Sunday night, highlighting insufficient staffing levels (70 residents, 2 staff) and the state's lack of mandated minimum staffing requirements for senior care facilities.

Fall River Fire Exposes Critical Staffing Shortages in Massachusetts Senior Care

Nine deaths resulted from a fire at the Gabriel House assisted living facility in Fall River, Massachusetts, Sunday night, highlighting insufficient staffing levels (70 residents, 2 staff) and the state's lack of mandated minimum staffing requirements for senior care facilities.

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How does the absence of mandated minimum staffing levels in Massachusetts contribute to the challenges faced by families seeking senior care?

The Fall River fire underscores the urgent need for improved senior care regulations in Massachusetts. The state currently lacks mandated minimum staffing levels, leaving facilities with dangerously low ratios. Families should proactively research facilities, focusing on safety, cleanliness, and emergency plans, and report concerns to the long-term care ombudsman.

welt.de

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Jul 5, 16:11

German Patient Protection Foundation Demands €1000 Cap on Nursing Care Costs

Germany's Patient Protection Foundation demanded a €1000 monthly cap on nursing care costs, criticizing the government's handling of the insurance system's rising deficits and urging it to cover €15 billion in annual shortfalls; the VdK similarly called for major reforms to ensure adequate care.

German Patient Protection Foundation Demands €1000 Cap on Nursing Care Costs

Germany's Patient Protection Foundation demanded a €1000 monthly cap on nursing care costs, criticizing the government's handling of the insurance system's rising deficits and urging it to cover €15 billion in annual shortfalls; the VdK similarly called for major reforms to ensure adequate care.

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What are the immediate financial implications of the proposed €1000 cap on German nursing care costs?

The German Patient Protection Foundation urged a monthly cap of €1000 on pure nursing care costs, warning that without limits, a future-proof system is impossible. This follows criticism of the health minister's description of the insurance as a 'partial casco' insurance, as this implies fixed costs and contributions, unlike the unpredictable increases in nursing insurance.

zeit.de

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Aug 16, 10:16

Thuringia Proposes Long-Term Care Insurance Overhaul

Thuringia's Social Minister proposes a German long-term care insurance system overhaul, capping personal contributions at a fixed amount to alleviate financial strains on low-income seniors and municipalities, mirroring car insurance principles.

Thuringia Proposes Long-Term Care Insurance Overhaul

Thuringia's Social Minister proposes a German long-term care insurance system overhaul, capping personal contributions at a fixed amount to alleviate financial strains on low-income seniors and municipalities, mirroring car insurance principles.

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What are the broader implications of this proposal on the German long-term care system and its financial sustainability?

The rising cost of long-term care in Germany, particularly the increasing personal shares for those in need, is prompting calls for reform. In Thuringia, average personal contributions in nursing homes have reached €2,900, impacting low-income pensioners. This increase necessitates greater social welfare spending, placing a strain on municipal budgets. The proposed system change aims to improve financial planning for individuals and reduce the burden on municipalities.

sueddeutsche.de

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Aug 16, 10:15

Thuringia Proposes Long-Term Care Insurance Reform to Cap Personal Contributions

Thuringia's Social Minister Katharina Schenk proposes a long-term care insurance reform to cap personal contributions at a fixed amount, shifting additional costs to the insurance system to alleviate the financial burden on individuals and municipalities, impacting at least 193,000 people needing ca...

Thuringia Proposes Long-Term Care Insurance Reform to Cap Personal Contributions

Thuringia's Social Minister Katharina Schenk proposes a long-term care insurance reform to cap personal contributions at a fixed amount, shifting additional costs to the insurance system to alleviate the financial burden on individuals and municipalities, impacting at least 193,000 people needing ca...

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What are the immediate implications of the proposed change to Thuringia's long-term care insurance system for individuals and municipalities?

Thuringia's Social Minister Katharina Schenk advocates for a fundamental change in long-term care insurance due to drastically increased personal contributions. She proposes a system where only a fixed personal contribution is required, with the remaining costs covered by the insurance. This would create predictability for those in need of care and reduce the financial burden on municipalities whose social welfare budgets are strained by rising care costs.

europe.chinadaily.com.cn

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Jul 25, 04:12

China's Medical Insurance System Meets 14th Five-Year Plan Targets

China's medical insurance system, covering 1.3 billion people, has significantly improved access and affordability, reducing medical fees by 650 billion yuan ($91 billion) for 673 million people from 2021-2024, incorporating technological advancements and expanding long-term care insurance to 190 mi...

China's Medical Insurance System Meets 14th Five-Year Plan Targets

China's medical insurance system, covering 1.3 billion people, has significantly improved access and affordability, reducing medical fees by 650 billion yuan ($91 billion) for 673 million people from 2021-2024, incorporating technological advancements and expanding long-term care insurance to 190 mi...

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How has the system addressed the needs of vulnerable populations, such as the elderly and rural low-income residents?

The success is attributed to a multi-layered system improving fairness and accessibility, focusing on the elderly with long-term care insurance expansion (now covering 190 million people) and incorporating technological advancements like artificial cochlear implants. Medical insurance assistance policies have played a crucial role in poverty alleviation through healthcare.

welt.de

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Jul 22, 07:13

Bayern Nursing Home Costs Surge to €3,094 per Month

As of July 1st, 2025, the average monthly cost of nursing home care in Bayern for residents in their first year is €3,094, a €280 increase from July 1st, 2024; this includes personal care, accommodation, and other costs, with significant variations across German states.

Bayern Nursing Home Costs Surge to €3,094 per Month

As of July 1st, 2025, the average monthly cost of nursing home care in Bayern for residents in their first year is €3,094, a €280 increase from July 1st, 2024; this includes personal care, accommodation, and other costs, with significant variations across German states.

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How do the costs of nursing home care in Bayern compare to other German states, and what factors contribute to these regional differences?

This increase in Bayern reflects a broader trend of rising nursing home costs across Germany. While Bayern's average (€3,094) is near the national average (€3,108), Bremen (€3,449) and Nordrhein-Westfalen (€3,427) had significantly higher costs, whereas Sachsen-Anhalt (€2,595) and Mecklenburg-Vorpommern (€2,752) had lower costs.

zeit.de

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Jul 7, 07:13

Germany Seeks Long-Term Care Reform Amidst €1.5 Billion Deficit

Germany faces a €1.5 billion deficit in its long-term care system, prompting a federal-state task force to develop reforms by year's end, including financial aid and potential changes to coverage.

Germany Seeks Long-Term Care Reform Amidst €1.5 Billion Deficit

Germany faces a €1.5 billion deficit in its long-term care system, prompting a federal-state task force to develop reforms by year's end, including financial aid and potential changes to coverage.

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What are the key factors contributing to the rising costs of long-term care in Germany, and how do these factors interact?

The crisis stems from rising costs, increased demand (5.6 million recipients in 2025 vs. 4 million in 2019), and the fact that the long-term care insurance doesn't cover all costs. Higher personnel costs due to new collective bargaining agreements and increased contributions from those receiving care and their families exacerbate the issue. The number of care recipients is projected to rise to 7.6 million by 2055.

welt.de

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Jul 2, 07:13

Saxony Faces Long-Term Care Crisis Amidst Staffing Shortages and Rising Costs"

Between 2013 and 2023, the number of people in Saxony needing long-term care more than doubled, increasing from 149,461 to 363,243, while the ratio of care workers to recipients decreased from 0.49 to 0.27, highlighting critical staff shortages and financial burdens.

Saxony Faces Long-Term Care Crisis Amidst Staffing Shortages and Rising Costs"

Between 2013 and 2023, the number of people in Saxony needing long-term care more than doubled, increasing from 149,461 to 363,243, while the ratio of care workers to recipients decreased from 0.49 to 0.27, highlighting critical staff shortages and financial burdens.

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What are the key factors contributing to the widening gap between the demand for long-term care and the available workforce in Saxony?

The increase in Saxony's care recipients is straining the system. While the number of care workers grew from 83,000 in 2015 to 98,700 in 2023, the ratio of care workers to recipients dropped from 0.49 to 0.27. This reflects the urgent need for improved working conditions and increased funding to attract and retain professionals.",

Showing 1 to 12 of 29 results