Showing 49 to 60 of 172 results
Annuities and Social Security: Tax Implications of Retirement Income
Annuity payments don't reduce Social Security benefits, but they contribute to "provisional income," impacting the taxability of benefits based on IRS thresholds; pre-tax annuities increase taxable income more than after-tax.
Annuities and Social Security: Tax Implications of Retirement Income
Annuity payments don't reduce Social Security benefits, but they contribute to "provisional income," impacting the taxability of benefits based on IRS thresholds; pre-tax annuities increase taxable income more than after-tax.
Progress
48% Bias Score
Reverse Mortgages: Impact on Estate and Government Schemes
This article analyzes reverse mortgages, noting that the impact on an estate depends on factors such as loan size relative to house value, property appreciation, and the use of government schemes like the Home Equity Access Scheme which mitigates risks.
Reverse Mortgages: Impact on Estate and Government Schemes
This article analyzes reverse mortgages, noting that the impact on an estate depends on factors such as loan size relative to house value, property appreciation, and the use of government schemes like the Home Equity Access Scheme which mitigates risks.
Progress
48% Bias Score
Six Pillars of Long-Term Financial Planning
This article outlines six key components for comprehensive long-term financial planning: estate planning (wills and trusts), taxable brokerage accounts, 401(k) plans, IRAs/Roth IRAs, term life insurance, and indexed universal life (IUL) insurance, emphasizing the importance of starting early and see...
Six Pillars of Long-Term Financial Planning
This article outlines six key components for comprehensive long-term financial planning: estate planning (wills and trusts), taxable brokerage accounts, 401(k) plans, IRAs/Roth IRAs, term life insurance, and indexed universal life (IUL) insurance, emphasizing the importance of starting early and see...
Progress
48% Bias Score
Annuities Surge Amid Economic Uncertainty: Fixed vs. Variable Options
Rising inflation and market uncertainty have driven increased interest in annuities, contracts providing guaranteed retirement income; fixed annuities offer the most protection against market crashes, while variable annuities carry more risk.
Annuities Surge Amid Economic Uncertainty: Fixed vs. Variable Options
Rising inflation and market uncertainty have driven increased interest in annuities, contracts providing guaranteed retirement income; fixed annuities offer the most protection against market crashes, while variable annuities carry more risk.
Progress
44% Bias Score
America's "Grown Kid Epidemic": Financial Impact on Parents and Society
Over 50% of Americans aged 18-29 live with their parents, often without financial contribution, impacting parental retirement savings by an average of \$500 monthly; this is due to a combination of economic factors and parental enabling, creating a generational financial imbalance with long-term soc...
America's "Grown Kid Epidemic": Financial Impact on Parents and Society
Over 50% of Americans aged 18-29 live with their parents, often without financial contribution, impacting parental retirement savings by an average of \$500 monthly; this is due to a combination of economic factors and parental enabling, creating a generational financial imbalance with long-term soc...
Progress
56% Bias Score
The High Cost of Cheap Financial Advice
The article emphasizes the dangers of prioritizing low cost over fiduciary duty when choosing a financial advisor, citing a 12% potential loss in retirement savings from conflicted advice as one example, and advocating for fee-only fiduciary advisors.
The High Cost of Cheap Financial Advice
The article emphasizes the dangers of prioritizing low cost over fiduciary duty when choosing a financial advisor, citing a 12% potential loss in retirement savings from conflicted advice as one example, and advocating for fee-only fiduciary advisors.
Progress
60% Bias Score
Annuities Enhance Social Security Benefits for Retirement Security
Annuities supplement Social Security retirement income, enabling delayed benefit claims for increased payments, filling gaps in coverage, managing taxes on benefits, and creating a more secure retirement.
Annuities Enhance Social Security Benefits for Retirement Security
Annuities supplement Social Security retirement income, enabling delayed benefit claims for increased payments, filling gaps in coverage, managing taxes on benefits, and creating a more secure retirement.
Progress
44% Bias Score
American Retirees Reassess Life Insurance Amid Economic Shifts
American seniors are reassessing their life insurance policies in mid-2025 due to economic shifts, including elevated interest rates and rising healthcare costs, prompting evaluations of policy types, beneficiaries, and alignment with estate plans.
American Retirees Reassess Life Insurance Amid Economic Shifts
American seniors are reassessing their life insurance policies in mid-2025 due to economic shifts, including elevated interest rates and rising healthcare costs, prompting evaluations of policy types, beneficiaries, and alignment with estate plans.
Progress
48% Bias Score
Best Gold IRA Companies for Retirement Savings in 2024
This article reviews top gold IRA companies, comparing their fees, minimum investments, product variety, and customer service, offering insights for retirement savers seeking inflation protection.
Best Gold IRA Companies for Retirement Savings in 2024
This article reviews top gold IRA companies, comparing their fees, minimum investments, product variety, and customer service, offering insights for retirement savers seeking inflation protection.
Progress
44% Bias Score
Retirement Investment Strategy: Minimizing Risk and Maximizing Returns
A 65-year-old retiree, Martha, analyzes three asset mixes (40/60 stocks/bonds, 20/80, and 0/100) over three 29-year periods since 1938 to determine the optimal strategy minimizing investment loss during her 29-year retirement, finding that a 20/80 mix provides the best balance of risk and return.
Retirement Investment Strategy: Minimizing Risk and Maximizing Returns
A 65-year-old retiree, Martha, analyzes three asset mixes (40/60 stocks/bonds, 20/80, and 0/100) over three 29-year periods since 1938 to determine the optimal strategy minimizing investment loss during her 29-year retirement, finding that a 20/80 mix provides the best balance of risk and return.
Progress
56% Bias Score
Market Volatility Forces Sandwich Generation to Rethink Retirement
The Gomez family, representing the sandwich generation, faces retirement uncertainty due to stock market volatility and concerns about Social Security, prompting them to delay retirement and maximize savings.
Market Volatility Forces Sandwich Generation to Rethink Retirement
The Gomez family, representing the sandwich generation, faces retirement uncertainty due to stock market volatility and concerns about Social Security, prompting them to delay retirement and maximize savings.
Progress
40% Bias Score
German Retirement Savings Surge Amid Pension Concerns
A survey of 2,000 Germans reveals that 61% prioritize saving for retirement due to concerns about insufficient state pensions, exceeding savings for other purposes like large purchases (46%) or homeownership (39%), with women significantly underestimating their lifespan and thus saving less for reti...
German Retirement Savings Surge Amid Pension Concerns
A survey of 2,000 Germans reveals that 61% prioritize saving for retirement due to concerns about insufficient state pensions, exceeding savings for other purposes like large purchases (46%) or homeownership (39%), with women significantly underestimating their lifespan and thus saving less for reti...
Progress
36% Bias Score
Showing 49 to 60 of 172 results