Tag #Student Loans

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House GOP Proposal to Eliminate Lifetime Learning Credit

A Republican proposal seeks to eliminate the Lifetime Learning Credit (LLC), a tax benefit allowing up to a $2,000 deduction for higher education expenses, impacting graduate students who already face significant debt; the proposal is part of a broader plan to offset tax cuts.

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Federal Student Loan Collections to Resume in 2024

The U.S. Department of Education will resume collecting on defaulted federal student loans in 2024, impacting 5.5 million borrowers; wage garnishment starts in October, and Social Security offsets may begin in August; the Biden administration implemented measures to lessen the impact, including expa...

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Reduced Inequality
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Conflicting Credit Reporting Changes Impact Millions of Americans

The CFPB will remove \$49 billion in medical debt from credit reports, impacting 15 million people, while protections ending for millions of federal student loan borrowers will result in negative credit reporting.

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Reduced Inequality
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Student Loan Borrowers Face Uncertainty as Biden Exits Office

As President Biden leaves office, the future of student loan forgiveness programs is uncertain, prompting 40 million borrowers to explore alternative repayment options such as PSLF, Pay As You Earn, and Income-Contingent plans, while deferments and forbearances remain available for those facing fina...

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Warren Proposes Bankruptcy Reform to Ease Financial Hardship

Senator Elizabeth Warren reintroduced the Consumer Bankruptcy Reform Act on Wednesday to simplify and reduce the cost of the bankruptcy process for individuals, proposing two new routes and addressing issues like student loan debt, as personal bankruptcy filings rise in 2024.

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No Poverty
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Trump's Plan to Abolish Department of Education Faces Hurdles, Poses Risks to Student Loan Borrowers

President-elect Trump and Congressional Republicans seek to abolish the U.S. Department of Education, a move facing significant political hurdles; even if successful, student loan programs would likely be transferred to other agencies, potentially causing operational disruptions and harming borrower...

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Trump Administration May Limit Student Loan Forgiveness

The Trump administration's potential changes to student loan repayment programs could significantly impact millions of borrowers, focusing on cost reduction in higher education rather than debt forgiveness, potentially leading to increased financial burdens and administrative complexities.

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48% Bias Score

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Trump's Incoming Administration Plans Sweeping Changes to Federal Education Policy

President-elect Trump's incoming administration plans sweeping changes to federal education, potentially eliminating the Department of Education, a move opposed by current Secretary Miguel Cardona who highlights the Department's role in protecting vulnerable student populations and cites the success...

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Wildfire Victims Get Student Loan Relief

Federal student loan borrowers affected by federally declared natural disasters, such as the Southern California wildfires, may qualify for a 90-day (with possible extensions) natural disaster forbearance under the Heroes Act of 2003, automatically granted in many cases, though interest continues to...

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Reduced Inequality
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Student Loan Repayment Plans Reopened Amid SAVE Plan Legal Battles

The U.S. Department of Education reopened the Pay As You Earn and Income-Contingent Repayment plans for student loans due to legal challenges against the new SAVE plan, offering borrowers more options for managing their debt while the SAVE plan is in legal limbo.

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48% Bias Score

Reduced Inequality
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Trump's Second Term: Uncertainty Looms for Student Loan Borrowers

The incoming Trump administration's plans to potentially abolish the Department of Education and limit student loan forgiveness programs raise concerns for borrowers, particularly regarding the future of existing repayment plans and the potential shift towards private lending.

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52% Bias Score

Quality Education
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GOP Plan to Eliminate Time-Based Student Loan Forgiveness

Republican lawmakers plan to eliminate time-based student loan forgiveness for new borrowers starting July 1, 2024, replacing existing income-driven repayment plans with a new plan that lacks forgiveness after 20 or 25 years, potentially leaving some borrowers in lifelong debt; this is part of a bro...

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52% Bias Score

Quality Education