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Federal Reserve Rate Cuts Slightly Lower CD Yields; Strategic Ladder Approach Recommended
As Federal Reserve rate cuts lower average 12-month CD yields to 1.83% from 1.86%, top-performing CDs still offer approximately 4% yields, significantly higher than savings accounts; strategic CD laddering helps mitigate interest rate fluctuation risks.
Federal Reserve Rate Cuts Slightly Lower CD Yields; Strategic Ladder Approach Recommended
As Federal Reserve rate cuts lower average 12-month CD yields to 1.83% from 1.86%, top-performing CDs still offer approximately 4% yields, significantly higher than savings accounts; strategic CD laddering helps mitigate interest rate fluctuation risks.
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