Tag #Consumer Protection

forbes.com
🌐 85% Global Worthiness
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CFPB Sues Walmart, Holiday Sales Surge, Record Credit Card Debt

The CFPB is cracking down on unfair credit card practices, suing Walmart and Branch for allegedly forcing drivers into costly accounts, while holiday retail sales surged 3.8%, exceeding expectations; average U.S. credit card debt reached \$1.166 trillion.

Progress

16% Bias Score

Reduced Inequality
sueddeutsche.de
🌐 75% Global Worthiness
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German Housing Association Demands District Heating Price Transparency

The Association of North German Housing Companies demands an independent agency to regulate district heating prices due to high back payments and increased advance payments; Mecklenburg-Vorpommern leads Germany in district heating coverage at 38.1% of households in 2023.

Progress

44% Bias Score

Affordable and Clean Energy
repubblica.it
🌐 75% Global Worthiness
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Italy Cracks Down on Fake Online Reviews with Strict New Law

Italy's new law combats fake online reviews by prohibiting purchase, sale, or incentivization, imposing fines up to €10 million, limiting review lifespans to 15 days, and targeting those who review without using the product or service.

Progress

44% Bias Score

Decent Work and Economic Growth
smh.com.au
🌐 85% Global Worthiness
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Insurers Wrongly Cap Plumbing Defect Payouts at $50,000, Leaving Victorians with Millions in Losses

Victorian homeowners are facing millions of dollars in uncompensated losses due to insurers misinterpreting a 2002 law, wrongly capping payouts for plumbing defects at \$50,000 instead of providing legally mandated coverage. This has prompted calls for an inquiry and regulatory reform.

Progress

64% Bias Score

Reduced Inequality
kathimerini.gr
🌐 65% Global Worthiness
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Greece Intervenes to Curb Excessive Bank Charges

The Greek government implemented measures to reduce excessive bank charges, addressing public complaints about unfair fees and lending practices, marking a shift in the relationship between the government and the banking sector.

Progress

44% Bias Score

Reduced Inequality
liberation.fr
🌐 85% Global Worthiness
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Surge in French Investment Scams Causes €500 Million in Annual Losses

French authorities announced a sharp increase in investment scams, causing at least €500 million in annual losses; victims, mostly men under 35, are targeted through cryptocurrency investments and fake financial products, with losses averaging €29,000.

Progress

40% Bias Score

Reduced Inequality
forbes.com
🌐 85% Global Worthiness
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CFPB Sues Major Banks Over $870 Million in Zelle Scams

The Consumer Financial Protection Bureau (CFPB) sued Bank of America, JP Morgan Chase, and Wells Fargo for failing to protect Zelle users from scams, resulting in over $870 million in consumer losses since 2017; the banks failed to implement sufficient identity verification, share information about ...

Progress

52% Bias Score

Reduced Inequality
abcnews.go.com
🌐 85% Global Worthiness
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AI-Generated Fake Reviews Surge, Threatening Consumer Trust

AI-powered tools are dramatically increasing fake online reviews, impacting consumer trust; a recent report found nearly 14% of 73 million reviews across three sectors were likely fake, with 2.3 million possibly AI-generated.

Progress

36% Bias Score

Responsible Consumption and Production
forbes.com
🌐 65% Global Worthiness
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Excessive Paperwork in Real Estate Transactions: Ineffective Disclosures and Potential Solutions

New York City apartment leases and residential mortgage loan closings are burdened by excessive paperwork, including numerous disclosures that are largely unread, creating inefficiencies and increased costs.

Progress

52% Bias Score

Reduced Inequality
forbes.com
🌐 75% Global Worthiness
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CFPB Sues Zelle Owners, Threatening to Eliminate Safer Payment System

The CFPB is suing Zelle's owners for hundreds of millions in scam losses, proposing banks cover losses which may lead to Zelle's discontinuation, highlighting the unintended consequences of price controls on innovation in consumer protection.

Progress

56% Bias Score

Reduced Inequality
cbsnews.com
🌐 85% Global Worthiness
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CFPB Sues Major Banks Over $870 Million in Zelle Fraud Losses

The Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Bank of America, JPMorgan Chase, and Wells Fargo, alleging they rushed the launch of Zelle, leading to over $870 million in user fraud losses since 2017 due to inadequate security measures.

Progress

48% Bias Score

Reduced Inequality
nbcnews.com
🌐 85% Global Worthiness
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High Retail Credit Card APRs Persist Despite Federal Reserve Rate Cuts

The CFPB reported that 19% of retail credit cards have APRs above 35%, despite Federal Reserve interest rate cuts, due to various factors including a lack of federal interest rate caps and independent margin setting by credit card issuers; the average APR for new cards offered by the top 100 retaile...

Progress

40% Bias Score

Reduced Inequality