Showing 13 to 24 of 37 results
Credit Counseling: A Structured Path to Reducing High-Interest Credit Card Debt
Credit counseling helps manage high-interest credit card debt by creating a debt management plan with reduced interest rates and waived fees, providing a structured repayment process typically completed in three to five years.
Credit Counseling: A Structured Path to Reducing High-Interest Credit Card Debt
Credit counseling helps manage high-interest credit card debt by creating a debt management plan with reduced interest rates and waived fees, providing a structured repayment process typically completed in three to five years.
Progress
48% Bias Score
High Interest Rates and Inflation Fuel Credit Card Debt Crisis
High credit card interest rates (averaging nearly 22%) and persistent inflation are causing widespread financial hardship, leading many to rely on credit cards for necessities, compounding debt problems, yet several expert options are available to address this.
High Interest Rates and Inflation Fuel Credit Card Debt Crisis
High credit card interest rates (averaging nearly 22%) and persistent inflation are causing widespread financial hardship, leading many to rely on credit cards for necessities, compounding debt problems, yet several expert options are available to address this.
Progress
40% Bias Score
Debt Forgiveness Programs: Debunking Myths and Assessing Real-World Impacts
Debt forgiveness programs reduce unsecured debt by an average of 30-50%, impacting credit scores temporarily, but not permanently, and are not scams if used with accredited companies; however, eligibility requires a minimum debt of $5,000-$10,000 and demonstrable financial hardship.
Debt Forgiveness Programs: Debunking Myths and Assessing Real-World Impacts
Debt forgiveness programs reduce unsecured debt by an average of 30-50%, impacting credit scores temporarily, but not permanently, and are not scams if used with accredited companies; however, eligibility requires a minimum debt of $5,000-$10,000 and demonstrable financial hardship.
Progress
32% Bias Score
\"Record High US Credit Card Debt Fuels Financial Strain in 2024\"\
US consumers held \$1.21 trillion in credit card debt by the end of 2024, a \$45 billion increase from the previous quarter; late payments also increased, indicating financial strain; debt forgiveness programs are available, but require extensive preparation and take 2-4 years.
\"Record High US Credit Card Debt Fuels Financial Strain in 2024\"\
US consumers held \$1.21 trillion in credit card debt by the end of 2024, a \$45 billion increase from the previous quarter; late payments also increased, indicating financial strain; debt forgiveness programs are available, but require extensive preparation and take 2-4 years.
Progress
56% Bias Score
Debt Management Programs: Benefits, Risks, and How They Work
Debt management programs, offered through credit counseling agencies, consolidate debts into a single monthly payment with reduced interest rates and fees, lasting three to five years, requiring consistent payments to avoid losing negotiated benefits; however, closing credit accounts may temporarily...
Debt Management Programs: Benefits, Risks, and How They Work
Debt management programs, offered through credit counseling agencies, consolidate debts into a single monthly payment with reduced interest rates and fees, lasting three to five years, requiring consistent payments to avoid losing negotiated benefits; however, closing credit accounts may temporarily...
Progress
36% Bias Score
Building a Retirement Nest Egg Later in Life: Five Key Steps
This article provides five steps for those starting retirement savings later in life: evaluate monthly budget, manage debt (good vs. bad), understand retirement savings strategies, sideline emotion when investing, and stay on track by keeping goals front of mind.
Building a Retirement Nest Egg Later in Life: Five Key Steps
This article provides five steps for those starting retirement savings later in life: evaluate monthly budget, manage debt (good vs. bad), understand retirement savings strategies, sideline emotion when investing, and stay on track by keeping goals front of mind.
Progress
40% Bias Score
Choosing the Right IRS Tax Debt Relief Option
IRS tax debt relief options vary based on debt amount, ability to pay, filing status, and collection stage; proactive action and professional help may be crucial.
Choosing the Right IRS Tax Debt Relief Option
IRS tax debt relief options vary based on debt amount, ability to pay, filing status, and collection stage; proactive action and professional help may be crucial.
Progress
48% Bias Score
Variable HELOC Rates: Risks and Benefits for Homeowners
Homeowners can borrow money through HELOCs at currently low interest rates (around 8%, down from near 10% in 2025), but variable rates pose risks; experts advise understanding rate caps and having sufficient savings to manage potential increases.
Variable HELOC Rates: Risks and Benefits for Homeowners
Homeowners can borrow money through HELOCs at currently low interest rates (around 8%, down from near 10% in 2025), but variable rates pose risks; experts advise understanding rate caps and having sufficient savings to manage potential increases.
Progress
52% Bias Score
Record Credit Card Debt Creates Hardship Amid Economic Uncertainty
A recent Fed report reveals record-high consumer credit card debt and increasing late payments, creating financial hardship amid unpredictable inflation, interest rate fluctuations, and a recent stock market decline; understanding what not to do is crucial for successful debt management.
Record Credit Card Debt Creates Hardship Amid Economic Uncertainty
A recent Fed report reveals record-high consumer credit card debt and increasing late payments, creating financial hardship amid unpredictable inflation, interest rate fluctuations, and a recent stock market decline; understanding what not to do is crucial for successful debt management.
Progress
44% Bias Score
Greek Debt Servicers' Positive Economic Impact
Greek debt servicers have normalized over €40 billion in loans since 2017, facilitating over 140,000 settlements in 2024 alone, returning €3 billion to the Greek government and boosting economic activity by enabling debtors to regain financial stability.
Greek Debt Servicers' Positive Economic Impact
Greek debt servicers have normalized over €40 billion in loans since 2017, facilitating over 140,000 settlements in 2024 alone, returning €3 billion to the Greek government and boosting economic activity by enabling debtors to regain financial stability.
Progress
56% Bias Score
Personal Loans for Debt Consolidation: When it Works and When it Doesn't
Consolidating high-interest debt with a personal loan can save money and simplify finances if used responsibly, but it may worsen the situation if not used with improved spending habits and a lower interest rate.
Personal Loans for Debt Consolidation: When it Works and When it Doesn't
Consolidating high-interest debt with a personal loan can save money and simplify finances if used responsibly, but it may worsen the situation if not used with improved spending habits and a lower interest rate.
Progress
44% Bias Score
Canadian Financial Wellness Lab Reveals Stress Across Income Levels
The Financial Wellness Lab at Western University, funded by a $4 million investment, researches financial stress among Canadians, finding it prevalent across income levels and emphasizing responsible spending for long-term well-being.
Canadian Financial Wellness Lab Reveals Stress Across Income Levels
The Financial Wellness Lab at Western University, funded by a $4 million investment, researches financial stress among Canadians, finding it prevalent across income levels and emphasizing responsible spending for long-term well-being.
Progress
36% Bias Score
Showing 13 to 24 of 37 results