Showing 25 to 36 of 47 results
Record High 401(k) Withdrawals Signal US Economic Hardship
In 2024, a record 4.9% of US 401(k) holders made early withdrawals, mainly for housing (35%) and medical expenses, reflecting increased financial strain amid rising mortgage rates, inflation, and high car payment delinquencies (6.6% of subprime borrowers in January 2025).
Record High 401(k) Withdrawals Signal US Economic Hardship
In 2024, a record 4.9% of US 401(k) holders made early withdrawals, mainly for housing (35%) and medical expenses, reflecting increased financial strain amid rising mortgage rates, inflation, and high car payment delinquencies (6.6% of subprime borrowers in January 2025).
Progress
48% Bias Score
Social Security to Recover 100% of Overpaid Benefits Starting March 27
The Social Security Administration will reclaim 100% of overpaid benefits starting March 27, 2024, reversing a previous 10% cap and potentially causing significant financial hardship for some beneficiaries due to the agency's own errors or beneficiaries' failure to update information, totaling $72 b...
Social Security to Recover 100% of Overpaid Benefits Starting March 27
The Social Security Administration will reclaim 100% of overpaid benefits starting March 27, 2024, reversing a previous 10% cap and potentially causing significant financial hardship for some beneficiaries due to the agency's own errors or beneficiaries' failure to update information, totaling $72 b...
Progress
52% Bias Score
Bankruptcy and Credit Card Debt: When It Works and When It Doesn't
Chapter 7 and Chapter 13 bankruptcies can eliminate or significantly reduce credit card debt, but recent luxury purchases or fraudulent activity may prevent discharge; the bankruptcy remains on credit reports for 7-10 years.
Bankruptcy and Credit Card Debt: When It Works and When It Doesn't
Chapter 7 and Chapter 13 bankruptcies can eliminate or significantly reduce credit card debt, but recent luxury purchases or fraudulent activity may prevent discharge; the bankruptcy remains on credit reports for 7-10 years.
Progress
44% Bias Score
IRS Tax Forgiveness: Requirements and Alternatives
The IRS Offer in Compromise (OIC) program allows taxpayers to settle tax debt for less than the owed amount; eligibility requires current tax filings, demonstrated financial hardship, and not being in bankruptcy; approval isn't guaranteed.
IRS Tax Forgiveness: Requirements and Alternatives
The IRS Offer in Compromise (OIC) program allows taxpayers to settle tax debt for less than the owed amount; eligibility requires current tax filings, demonstrated financial hardship, and not being in bankruptcy; approval isn't guaranteed.
Progress
36% Bias Score
IRS Offers in Compromise: Navigating Misleading Promises and the Qualification Process
The IRS's Offer in Compromise (OIC) program allows taxpayers to settle tax debt for less than the full amount owed; however, qualification requires stringent criteria and documentation, leading many to seek help from companies that often make misleading promises.
IRS Offers in Compromise: Navigating Misleading Promises and the Qualification Process
The IRS's Offer in Compromise (OIC) program allows taxpayers to settle tax debt for less than the full amount owed; however, qualification requires stringent criteria and documentation, leading many to seek help from companies that often make misleading promises.
Progress
40% Bias Score
IRS Fresh Start Program Expands Tax Relief Options
The IRS Fresh Start program, launched in 2011 and expanded since, helps individuals and businesses manage tax debt through installment agreements (up to $50,000 over 72 months), Offers in Compromise, and tax lien relief, providing more flexible payment options and penalty relief.
IRS Fresh Start Program Expands Tax Relief Options
The IRS Fresh Start program, launched in 2011 and expanded since, helps individuals and businesses manage tax debt through installment agreements (up to $50,000 over 72 months), Offers in Compromise, and tax lien relief, providing more flexible payment options and penalty relief.
Progress
44% Bias Score
Bankruptcy's Impact on Credit Card Debt: Discharge Conditions and Alternatives
Chapter 7 bankruptcy typically eliminates unsecured debts like credit cards; Chapter 13 involves a repayment plan; however, fraudulent activity or abuse of credit may prevent discharge, and bankruptcy impacts credit reports for 7-10 years.
Bankruptcy's Impact on Credit Card Debt: Discharge Conditions and Alternatives
Chapter 7 bankruptcy typically eliminates unsecured debts like credit cards; Chapter 13 involves a repayment plan; however, fraudulent activity or abuse of credit may prevent discharge, and bankruptcy impacts credit reports for 7-10 years.
Progress
44% Bias Score
Stopping Wage Garnishment: Legal Options and Debt Relief
Wage garnishment, a legal process where employers withhold employee earnings to pay debts, can be challenged via court objection, debt negotiation, bankruptcy filing, or financial hardship claims, offering legal protection and debt relief options.
Stopping Wage Garnishment: Legal Options and Debt Relief
Wage garnishment, a legal process where employers withhold employee earnings to pay debts, can be challenged via court objection, debt negotiation, bankruptcy filing, or financial hardship claims, offering legal protection and debt relief options.
Progress
32% Bias Score
31 Million Americans Borrowed $74 Billion for Medical Care in 2023
A new survey reveals that 31 million U.S. adults borrowed $74 billion in 2023 to cover medical costs, highlighting the significant financial burden of healthcare, even for those with insurance; younger adults are disproportionately affected.
31 Million Americans Borrowed $74 Billion for Medical Care in 2023
A new survey reveals that 31 million U.S. adults borrowed $74 billion in 2023 to cover medical costs, highlighting the significant financial burden of healthcare, even for those with insurance; younger adults are disproportionately affected.
Progress
28% Bias Score
IRS Offers First-Time Penalty Abatement Program
The IRS's First-Time Penalty Abatement (FTA) program forgives penalties (failure-to-file, failure-to-pay, failure-to-deposit) for taxpayers with clean tax histories, timely filings, and arranged payments for outstanding taxes, potentially saving thousands; those not qualifying might still get relief...
IRS Offers First-Time Penalty Abatement Program
The IRS's First-Time Penalty Abatement (FTA) program forgives penalties (failure-to-file, failure-to-pay, failure-to-deposit) for taxpayers with clean tax histories, timely filings, and arranged payments for outstanding taxes, potentially saving thousands; those not qualifying might still get relief...
Progress
48% Bias Score
IRS Tax Debt Collection: Methods and Resolution Options
The IRS employs various methods to collect unpaid taxes, ranging from demand letters to seizing assets; however, taxpayers can resolve debt through payment plans, settlements, or professional assistance.
IRS Tax Debt Collection: Methods and Resolution Options
The IRS employs various methods to collect unpaid taxes, ranging from demand letters to seizing assets; however, taxpayers can resolve debt through payment plans, settlements, or professional assistance.
Progress
52% Bias Score
Unpaid Taxes: IRS Actions and Available Solutions
In 2024, hundreds of billions of dollars in back taxes are owed to the IRS; if you owe but cannot pay, the IRS will send a bill with penalties and interest, potentially escalating to liens, levies, and legal action unless you utilize payment plans, Offers in Compromise, or Currently Not Collectible ...
Unpaid Taxes: IRS Actions and Available Solutions
In 2024, hundreds of billions of dollars in back taxes are owed to the IRS; if you owe but cannot pay, the IRS will send a bill with penalties and interest, potentially escalating to liens, levies, and legal action unless you utilize payment plans, Offers in Compromise, or Currently Not Collectible ...
Progress
40% Bias Score
Showing 25 to 36 of 47 results