Tag #Fintech

smh.com.au
🌐 75% Global Worthiness
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Australia's Crypto Strategy: Modernization Balanced Against Risks

Australian Treasurer Jim Chalmers declared cryptocurrencies will help modernize the nation's financial system, but this view contrasts with the RBA governor's, while Trump's election victory necessitates a reassessment of the sector's importance and potential risks.

Progress

48% Bias Score

Decent Work and Economic Growth
jpost.com
🌐 85% Global Worthiness
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Windward.ai Acquired for \$216 Million, Reflecting Maritime AI Growth

US private equity firm FTV VIII acquired Israeli maritime AI company Windward.ai for \$216 million, nearly double its 2021 valuation, marking a significant success amidst market downturn and highlighting the growing value of maritime AI and supply chain analytics.

Progress

44% Bias Score

Decent Work and Economic Growth
elpais.com
🌐 85% Global Worthiness
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MiCA Regulation Ushers in Stricter Oversight for European Cryptocurrency Market

The Markets in Crypto-Assets (MiCA) regulation, effective December 30, 2023, brings cryptocurrencies under stricter EU regulation, requiring operators to obtain licenses and increasing consumer protection; banks like CaixaBank, BBVA, and Banco Santander are preparing to offer crypto services.

Progress

40% Bias Score

Reduced Inequality
aljazeera.com
🌐 90% Global Worthiness
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Bitcoin Hits Record High on Trump's Pro-Crypto Stance

Bitcoin reached a record high of \$107,000 on Monday following President-elect Trump's pro-crypto stance and plans for a national Bitcoin reserve, marking a significant shift in the cryptocurrency's acceptance by governments and financial institutions.

Progress

48% Bias Score

Reduced Inequality
cincodias.elpais.com
🌐 85% Global Worthiness
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Spain to Offer Free Instant Money Transfers Starting January 9th

Starting January 9th, 2024, most Spanish banks will offer free instant money transfers up to €100,000, complying with a new EU directive aiming to boost digital finance and unlock €200 billion daily held in delayed transfers, potentially generating €1.8 billion annually.

Progress

28% Bias Score

Reduced Inequality
forbes.com
🌐 85% Global Worthiness
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Fintech's Gender Inequality: A 151-Year Path to Equity

Despite some progress, gender inequality in the fintech industry remains significant, with women facing unfair pay, limited career advancement, and challenges in securing funding, resulting in a projected 151-year timeframe to achieve global workplace equity.

Progress

24% Bias Score

Gender Equality
forbes.com
🌐 85% Global Worthiness
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CFPB Sues Major Banks Over $870 Million in Zelle Scams

The Consumer Financial Protection Bureau (CFPB) sued Bank of America, JP Morgan Chase, and Wells Fargo for failing to protect Zelle users from scams, resulting in over $870 million in consumer losses since 2017; the banks failed to implement sufficient identity verification, share information about ...

Progress

52% Bias Score

Reduced Inequality
forbes.com
🌐 75% Global Worthiness
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AI-Powered Payment System Improves Rwandan Mountain Gorilla Welfare

A Rwandan trial uses sensors and AI to create a "person-to-animal-to-person" payment system for 19 mountain gorillas, connecting their needs (e.g., snare removal) with human caregivers who receive payment for completing the tasks, with plans to expand nationwide next year.

Progress

40% Bias Score

Reduced Inequality
forbes.com
🌐 85% Global Worthiness
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Crypto Market Soars Past $100,000 Bitcoin; 2025 Outlook

In 2024, Bitcoin's price surpassed $100,000 due to ETF approvals, PayPal's crypto integration, and the expectation of pro-crypto policies under President Trump's re-election, setting the stage for further growth in 2025.

Progress

56% Bias Score

Reduced Inequality
cnbc.com
🌐 85% Global Worthiness
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Bank of America Predicts Significant Stock Upside for 2025

Bank of America analysts forecast significant stock price increases for Nvidia, Block, Cadence Design Systems, Chevron, and East West Bancorp in 2025, citing factors like macroeconomic improvements, robust capital positions, and rising AI investments.

Progress

48% Bias Score

Decent Work and Economic Growth
forbes.com
🌐 85% Global Worthiness
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High Retail Credit Card APRs Persist Despite Fed Rate Cuts

Despite the Federal Reserve lowering interest rates, many retail credit cards continue to charge high APRs; a recent CFPB report found 19% of retail cards had APRs above 35%, and the average APR for new cards from top retailers was 32.66% in December 2024.

Progress

44% Bias Score

Reduced Inequality
cbsnews.com
🌐 85% Global Worthiness
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CFPB Sues Major Banks Over $870 Million in Zelle Fraud Losses

The Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Bank of America, JPMorgan Chase, and Wells Fargo, alleging they rushed the launch of Zelle, leading to over $870 million in user fraud losses since 2017 due to inadequate security measures.

Progress

48% Bias Score

Reduced Inequality