Showing 13 to 21 of 21 results
Lloyds Banking Group Relaxes Mortgage Rules, Increasing Borrowing Capacity by £38,000
Lloyds Banking Group relaxed its mortgage rules, potentially increasing borrowing for typical households by £38,000 (13%), impacting its brands: Lloyds, Halifax, Bank of Scotland, and BM Solutions; this follows Santander's similar move last month, driven by reduced 'stress test rates', benefiting ho...
Lloyds Banking Group Relaxes Mortgage Rules, Increasing Borrowing Capacity by £38,000
Lloyds Banking Group relaxed its mortgage rules, potentially increasing borrowing for typical households by £38,000 (13%), impacting its brands: Lloyds, Halifax, Bank of Scotland, and BM Solutions; this follows Santander's similar move last month, driven by reduced 'stress test rates', benefiting ho...
Progress
52% Bias Score
Pulte Prioritizes Fannie Mae, Freddie Mac Stability Over Privatization
Bill Pulte, confirmed FHFA director, stated that privatizing Fannie Mae and Freddie Mac is not the Trump administration's top priority, emphasizing the need for careful study of the impact on mortgage rates; the two companies currently have a combined net worth of \$147 billion, and the average 30-y...
Pulte Prioritizes Fannie Mae, Freddie Mac Stability Over Privatization
Bill Pulte, confirmed FHFA director, stated that privatizing Fannie Mae and Freddie Mac is not the Trump administration's top priority, emphasizing the need for careful study of the impact on mortgage rates; the two companies currently have a combined net worth of \$147 billion, and the average 30-y...
Progress
48% Bias Score
HMRC Criticized for Degraded Services and Rising Uncollectable Debt
The UK's Public Accounts Committee criticized HM Revenue and Customs (HMRC) for worsening its phone service to push digital channels, leading to only 66.4% of calls answered, average wait times exceeding 23 minutes, and £5bn in uncollectable debt written off in 2023-24.
HMRC Criticized for Degraded Services and Rising Uncollectable Debt
The UK's Public Accounts Committee criticized HM Revenue and Customs (HMRC) for worsening its phone service to push digital channels, leading to only 66.4% of calls answered, average wait times exceeding 23 minutes, and £5bn in uncollectable debt written off in 2023-24.
Progress
48% Bias Score
Urban-Rural Mortgage Divide Widens in Ontario
A study reveals that while 71 percent of urban first-time homebuyers in Ontario used Big Five banks in the first half of 2024, only 55 percent of rural buyers did, highlighting an urban-rural divide in mortgage lending, driven by lender availability, bank approaches to rural properties, and monoline...
Urban-Rural Mortgage Divide Widens in Ontario
A study reveals that while 71 percent of urban first-time homebuyers in Ontario used Big Five banks in the first half of 2024, only 55 percent of rural buyers did, highlighting an urban-rural divide in mortgage lending, driven by lender availability, bank approaches to rural properties, and monoline...
Progress
36% Bias Score
Market Strategist Roundup: Positive Outlook on Energy, Utilities, and Mortgages
A roundup of market analyses from financial experts at CIBC, TD Economics, and RBC Capital Markets concerning the energy, utility, and mortgage sectors in Canada and the US, with a mostly positive outlook.
Market Strategist Roundup: Positive Outlook on Energy, Utilities, and Mortgages
A roundup of market analyses from financial experts at CIBC, TD Economics, and RBC Capital Markets concerning the energy, utility, and mortgage sectors in Canada and the US, with a mostly positive outlook.
Progress
24% Bias Score
UK 5% Deposit Mortgages Surge to 17-Year High
The UK's 5% deposit mortgage market has seen a dramatic rise to 442 products—a 17-year high—with average interest rates at 5.62% (five-year fix) and 5.81% (two-year fix), driven by government incentives and lenders' strategies; however, negative equity risk remains a concern.
UK 5% Deposit Mortgages Surge to 17-Year High
The UK's 5% deposit mortgage market has seen a dramatic rise to 442 products—a 17-year high—with average interest rates at 5.62% (five-year fix) and 5.81% (two-year fix), driven by government incentives and lenders' strategies; however, negative equity risk remains a concern.
Progress
40% Bias Score
Increased Mortgage Demand Expected in Greece Due to "My Home 2" Program
Greek credit institutions expect a significant increase in mortgage loan demand during Q1 2025 due to the "My Home 2" program; 71,374 applications have already been submitted, half for incomes under €24,000, and half between €24,000 and €36,000.
Increased Mortgage Demand Expected in Greece Due to "My Home 2" Program
Greek credit institutions expect a significant increase in mortgage loan demand during Q1 2025 due to the "My Home 2" program; 71,374 applications have already been submitted, half for incomes under €24,000, and half between €24,000 and €36,000.
Progress
24% Bias Score
Dutch House Prices Rise 11.5% in Q4 2024, but Market Cooling Emerges
Dutch house prices rose 11.5% in Q4 2024, reaching an average of €483,000, driven by lower mortgage rates, higher wages, and increased supply; however, signs of market cooling are emerging, with buyers increasingly negotiating below asking prices.
Dutch House Prices Rise 11.5% in Q4 2024, but Market Cooling Emerges
Dutch house prices rose 11.5% in Q4 2024, reaching an average of €483,000, driven by lower mortgage rates, higher wages, and increased supply; however, signs of market cooling are emerging, with buyers increasingly negotiating below asking prices.
Progress
36% Bias Score
Leeds Building Society Increases First-Time Buyer Borrowing by £66,000
Leeds Building Society's new "income plus" mortgage allows first-time buyers to borrow up to 5.5 times their annual income, increasing average borrowing power by £66,000 and potentially boosting homeownership, addressing affordability challenges and increasing demand, but also increasing risk of deb...
Leeds Building Society Increases First-Time Buyer Borrowing by £66,000
Leeds Building Society's new "income plus" mortgage allows first-time buyers to borrow up to 5.5 times their annual income, increasing average borrowing power by £66,000 and potentially boosting homeownership, addressing affordability challenges and increasing demand, but also increasing risk of deb...
Progress
48% Bias Score
Showing 13 to 21 of 21 results