Showing 37 to 48 of 143 results
Debt Forgiveness: Immediate Relief, Long-Term Credit Impact
Debt forgiveness, while offering relief from high-interest debt, lowers credit scores due to the "settled" status reported to credit bureaus; however, this impact is temporary and recoverable with responsible financial behavior.
Debt Forgiveness: Immediate Relief, Long-Term Credit Impact
Debt forgiveness, while offering relief from high-interest debt, lowers credit scores due to the "settled" status reported to credit bureaus; however, this impact is temporary and recoverable with responsible financial behavior.
Progress
48% Bias Score
Student Loan Payments Resume, Posing Financial Challenges for Borrowers
The Department of Education restarted the collection of defaulted student loans on May 5th, 2025, impacting borrowers financially due to increased living costs; options include income-based repayment plans and balance transfers.
Student Loan Payments Resume, Posing Financial Challenges for Borrowers
The Department of Education restarted the collection of defaulted student loans on May 5th, 2025, impacting borrowers financially due to increased living costs; options include income-based repayment plans and balance transfers.
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32% Bias Score
High Credit Card Debt? Four Consolidation Strategies to Explore Now
Recent data shows a decline in credit card debt balances; however, high interest rates necessitate immediate action for those with high balances. Four key strategies include acting now, shopping around for lenders, determining the right approach (DIY or debt relief company), and exploring home equit...
High Credit Card Debt? Four Consolidation Strategies to Explore Now
Recent data shows a decline in credit card debt balances; however, high interest rates necessitate immediate action for those with high balances. Four key strategies include acting now, shopping around for lenders, determining the right approach (DIY or debt relief company), and exploring home equit...
Progress
44% Bias Score
Low HELOC Interest Rates: A Cost-Effective but Risky Borrowing Option
In May 2025, HELOC interest rates average under 8%, down 2% since September, making them a potentially inexpensive borrowing option for homeowners with substantial equity, but variable rates and potential foreclosure risk demand careful consideration.
Low HELOC Interest Rates: A Cost-Effective but Risky Borrowing Option
In May 2025, HELOC interest rates average under 8%, down 2% since September, making them a potentially inexpensive borrowing option for homeowners with substantial equity, but variable rates and potential foreclosure risk demand careful consideration.
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44% Bias Score
Identifying and Addressing Financial Blind Spots
This article explores common financial blind spots—overconfidence, emotional spending, avoidance, undervaluing time, chronic comparison, false frugality, and short-term bias—and offers five methods for identifying and addressing them to improve financial well-being.
Identifying and Addressing Financial Blind Spots
This article explores common financial blind spots—overconfidence, emotional spending, avoidance, undervaluing time, chronic comparison, false frugality, and short-term bias—and offers five methods for identifying and addressing them to improve financial well-being.
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20% Bias Score
Visa Partners with AI Chatbot Developers for Automated Online Purchases
Visa announced a partnership with AI chatbot developers (Anthropic, Microsoft, OpenAI, Perplexity, Mistral, IBM, Stripe, Samsung) to integrate their systems with Visa's payment network for AI-powered personal budgeting and automated purchases, starting pilot projects Wednesday with broader access ex...
Visa Partners with AI Chatbot Developers for Automated Online Purchases
Visa announced a partnership with AI chatbot developers (Anthropic, Microsoft, OpenAI, Perplexity, Mistral, IBM, Stripe, Samsung) to integrate their systems with Visa's payment network for AI-powered personal budgeting and automated purchases, starting pilot projects Wednesday with broader access ex...
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40% Bias Score
Credit Counseling: A Structured Path to Reducing High-Interest Credit Card Debt
Credit counseling helps manage high-interest credit card debt by creating a debt management plan with reduced interest rates and waived fees, providing a structured repayment process typically completed in three to five years.
Credit Counseling: A Structured Path to Reducing High-Interest Credit Card Debt
Credit counseling helps manage high-interest credit card debt by creating a debt management plan with reduced interest rates and waived fees, providing a structured repayment process typically completed in three to five years.
Progress
48% Bias Score
Declining Home Equity Loan and HELOC Rates Offer Homeowners Access to $200,000 in Equity
Easing inflation and paused Federal Reserve rates have lowered interest rates on home equity loans and HELOCs, allowing homeowners to access an average of $200,000 in readily tappable home equity, offering better rates than other borrowing options for debt consolidation or major expenses.
Declining Home Equity Loan and HELOC Rates Offer Homeowners Access to $200,000 in Equity
Easing inflation and paused Federal Reserve rates have lowered interest rates on home equity loans and HELOCs, allowing homeowners to access an average of $200,000 in readily tappable home equity, offering better rates than other borrowing options for debt consolidation or major expenses.
Progress
36% Bias Score
High Credit Card Interest Rates Spur Debt Consolidation Strategies
US credit card debt is falling, but high interest rates persist; debt consolidation through loans, HELOCs, or home equity loans is recommended to alleviate financial burden and simplify debt management.
High Credit Card Interest Rates Spur Debt Consolidation Strategies
US credit card debt is falling, but high interest rates persist; debt consolidation through loans, HELOCs, or home equity loans is recommended to alleviate financial burden and simplify debt management.
Progress
52% Bias Score
Low HELOC Interest Rates Make 2025 Favorable for Home Equity Borrowing
In 2025, Home Equity Lines of Credit (HELOCs) offer an average interest rate under 8%, down two percentage points since September 2024, making them a potentially cheaper borrowing option than personal loans or credit cards; however, using a HELOC requires careful consideration due to the home servin...
Low HELOC Interest Rates Make 2025 Favorable for Home Equity Borrowing
In 2025, Home Equity Lines of Credit (HELOCs) offer an average interest rate under 8%, down two percentage points since September 2024, making them a potentially cheaper borrowing option than personal loans or credit cards; however, using a HELOC requires careful consideration due to the home servin...
Progress
48% Bias Score
Home Equity Lending: HELOCs Offer Cheapest Option, But Volatility Demands Caution
As of early March 2025, the average homeowner equity is $313,000, enabling access to approximately a $100,000 HELOC; however, borrowers should be aware of variable interest rates, the possibility of foreclosure, and the need for careful financial planning.
Home Equity Lending: HELOCs Offer Cheapest Option, But Volatility Demands Caution
As of early March 2025, the average homeowner equity is $313,000, enabling access to approximately a $100,000 HELOC; however, borrowers should be aware of variable interest rates, the possibility of foreclosure, and the need for careful financial planning.
Progress
48% Bias Score
Regular Savings Accounts: High Interest Rates, but with Conditions
Regular savings accounts offer interest rates up to 7 percent for monthly contributions, but lump-sum savers earn less interest; several providers offer varying terms, including withdrawal restrictions and eligibility criteria.
Regular Savings Accounts: High Interest Rates, but with Conditions
Regular savings accounts offer interest rates up to 7 percent for monthly contributions, but lump-sum savers earn less interest; several providers offer varying terms, including withdrawal restrictions and eligibility criteria.
Progress
48% Bias Score
Showing 37 to 48 of 143 results