Alternative Life Insurance Options for Uninsurable Clients
This article explores alternative life insurance options for uninsurable clients, including simplified issue, guaranteed issue policies, group insurance conversions, and secondary market solutions, along with financial strategies like self-insuring for those unable to secure traditional coverage.
Alternative Life Insurance Options for Uninsurable Clients
This article explores alternative life insurance options for uninsurable clients, including simplified issue, guaranteed issue policies, group insurance conversions, and secondary market solutions, along with financial strategies like self-insuring for those unable to secure traditional coverage.
Progress
32% Bias Score
HillsideWealth's Investment Mistakes Highlight Risks in Quality-Focused Investing
HillsideWealth's investment failures in Premier Anti-Aging, Endor AG, and RH highlight the limitations of solely focusing on business quality, emphasizing the need for broader risk assessment considering market dynamics, financial leverage, and management strategies.
HillsideWealth's Investment Mistakes Highlight Risks in Quality-Focused Investing
HillsideWealth's investment failures in Premier Anti-Aging, Endor AG, and RH highlight the limitations of solely focusing on business quality, emphasizing the need for broader risk assessment considering market dynamics, financial leverage, and management strategies.
Progress
48% Bias Score
Valencia Flood Exposes Critical Flaws in Spain's Disaster Response
The October 29th Valencia flood, which resulted in 223 deaths, exposed critical failures in Spain's disaster response system, highlighting the urgent need for improved public awareness, streamlined emergency protocols, and enhanced community-based preparedness.
Valencia Flood Exposes Critical Flaws in Spain's Disaster Response
The October 29th Valencia flood, which resulted in 223 deaths, exposed critical failures in Spain's disaster response system, highlighting the urgent need for improved public awareness, streamlined emergency protocols, and enhanced community-based preparedness.
Progress
32% Bias Score
2024 Alternative Investment Portfolio Review: Key Actions and Strategies
The end-of-year 2024 portfolio review should focus on analyzing performance, adjusting allocations (ideally 20% in alternatives, with individual investments at 1-10%), addressing transparency challenges by leveraging advisor insights, and managing risk considering lock-up periods and evolving goals.
2024 Alternative Investment Portfolio Review: Key Actions and Strategies
The end-of-year 2024 portfolio review should focus on analyzing performance, adjusting allocations (ideally 20% in alternatives, with individual investments at 1-10%), addressing transparency challenges by leveraging advisor insights, and managing risk considering lock-up periods and evolving goals.
Progress
44% Bias Score
Nine Unconventional Governance Challenges Facing Corporate Boards in 2025
Corporate boards face nine significant challenges in 2025, including navigating political volatility, formalizing AI oversight, clarifying board-management roles, enhancing intra-board collegiality, increasing director commitment, improving CEO succession protocols, strengthening conflict-of-interes...
Nine Unconventional Governance Challenges Facing Corporate Boards in 2025
Corporate boards face nine significant challenges in 2025, including navigating political volatility, formalizing AI oversight, clarifying board-management roles, enhancing intra-board collegiality, increasing director commitment, improving CEO succession protocols, strengthening conflict-of-interes...
Progress
12% Bias Score
Normalcy Bias and the COVID-19 Pandemic: A Case Study in Business Preparedness
Normalcy bias, the tendency to underestimate disruptive events, significantly hindered global responses to the COVID-19 pandemic; unprepared businesses faced severe consequences, while adaptable ones thrived; overcoming this requires proactive risk assessment, diverse perspectives, and a culture of ...
Normalcy Bias and the COVID-19 Pandemic: A Case Study in Business Preparedness
Normalcy bias, the tendency to underestimate disruptive events, significantly hindered global responses to the COVID-19 pandemic; unprepared businesses faced severe consequences, while adaptable ones thrived; overcoming this requires proactive risk assessment, diverse perspectives, and a culture of ...
Progress
36% Bias Score
Risk Aversion: The Biggest Threat to Organizational Success
The article argues that organizational risk aversion is a greater threat to long-term success than external factors; it uses Netflix's successful foray into streaming and Blockbuster's failure as contrasting examples of peripheral risk-taking, highlighting the necessity of a courageous leadership ap...
Risk Aversion: The Biggest Threat to Organizational Success
The article argues that organizational risk aversion is a greater threat to long-term success than external factors; it uses Netflix's successful foray into streaming and Blockbuster's failure as contrasting examples of peripheral risk-taking, highlighting the necessity of a courageous leadership ap...
Progress
56% Bias Score
MicroStrategy's Bitcoin Bet: \$75 Billion Gamble
In 2020, MicroStrategy invested \$250 million in bitcoin; by 2024, this strategy increased its market capitalization to nearly \$75 billion, but this reliance on bitcoin also poses significant financial risks.
MicroStrategy's Bitcoin Bet: \$75 Billion Gamble
In 2020, MicroStrategy invested \$250 million in bitcoin; by 2024, this strategy increased its market capitalization to nearly \$75 billion, but this reliance on bitcoin also poses significant financial risks.
Progress
48% Bias Score
Netherlands River Floods: Prevention, Cooperation, and Climate Change
Facing 60% flood risk, the Netherlands prioritizes river flood prevention through extensive infrastructure (Delta Works, Room for the River), national cooperation, and early childhood water safety education, learning from the 1953 disaster (1,836 deaths) and aiming to improve response times via the ...
Netherlands River Floods: Prevention, Cooperation, and Climate Change
Facing 60% flood risk, the Netherlands prioritizes river flood prevention through extensive infrastructure (Delta Works, Room for the River), national cooperation, and early childhood water safety education, learning from the 1953 disaster (1,836 deaths) and aiming to improve response times via the ...
Progress
32% Bias Score
2025 Cyber Breach Prediction: Every Organization at Risk
A cybersecurity forum predicted that every organization will face a major cyber breach in 2025 due to increasing geopolitical attacks, AI-assisted threats, professionalized attackers, supply chain vulnerabilities, and attacks on smart buildings.
2025 Cyber Breach Prediction: Every Organization at Risk
A cybersecurity forum predicted that every organization will face a major cyber breach in 2025 due to increasing geopolitical attacks, AI-assisted threats, professionalized attackers, supply chain vulnerabilities, and attacks on smart buildings.
Progress
40% Bias Score
Y2K: Minimal Disruption Despite Widespread Fears
The year 2000 computer bug, Y2K, threatened widespread system failures due to two-digit year coding in older programs, prompting extensive preparations that ultimately mitigated the worst-case scenarios despite causing significant anxieties.
Y2K: Minimal Disruption Despite Widespread Fears
The year 2000 computer bug, Y2K, threatened widespread system failures due to two-digit year coding in older programs, prompting extensive preparations that ultimately mitigated the worst-case scenarios despite causing significant anxieties.
Progress
40% Bias Score
US National Debt: Risk Management, Not Moralizing
The US national debt has tripled to almost \$36 trillion in two decades, necessitating a shift in focus from the "good debt/bad debt" debate to effective risk management; the government's failure to fully exploit historically low interest rates is highlighted as a key risk.
US National Debt: Risk Management, Not Moralizing
The US national debt has tripled to almost \$36 trillion in two decades, necessitating a shift in focus from the "good debt/bad debt" debate to effective risk management; the government's failure to fully exploit historically low interest rates is highlighted as a key risk.
Progress
44% Bias Score