High-Yield CDs Outperform Savings Accounts in 2026
A $5,000 CD can earn $162.25 (9 months at 4.35% APY), $220.00 (12 months at 4.40% APY), or $315.22 (18 months at 4.16% APY) by 2026, significantly outperforming a savings account with returns of $15.37, $20.50, and $30.78 respectively for the same durations. Early withdrawal penalties apply.
High-Yield CDs Outperform Savings Accounts in 2026
A $5,000 CD can earn $162.25 (9 months at 4.35% APY), $220.00 (12 months at 4.40% APY), or $315.22 (18 months at 4.16% APY) by 2026, significantly outperforming a savings account with returns of $15.37, $20.50, and $30.78 respectively for the same durations. Early withdrawal penalties apply.
Progress
56% Bias Score
Spotify Reports First Annual Profit on Subscriber Surge
Spotify, a Sweden-based music streaming service, reported its first annual profit with €4.2bn (£3.5bn) in revenue—a 16% increase—due to an 11% rise in Premium subscribers to 263 million, despite price increases.
Spotify Reports First Annual Profit on Subscriber Surge
Spotify, a Sweden-based music streaming service, reported its first annual profit with €4.2bn (£3.5bn) in revenue—a 16% increase—due to an 11% rise in Premium subscribers to 263 million, despite price increases.
Progress
36% Bias Score
Barclays Offers 3% Daily Money Interest Rate for Three Months
Barclays Bank offers new customers a 3% annual interest rate on balances up to €250,000 for three months, then 1.2%, while competitors like Consorsbank (3.25% for three months) and Trade Republic (2.75% indefinitely) offer varying terms and rates.
Barclays Offers 3% Daily Money Interest Rate for Three Months
Barclays Bank offers new customers a 3% annual interest rate on balances up to €250,000 for three months, then 1.2%, while competitors like Consorsbank (3.25% for three months) and Trade Republic (2.75% indefinitely) offer varying terms and rates.
Progress
32% Bias Score
Fed Holds Interest Rates Steady, Creating CD Opportunity for Savers
The Federal Reserve held interest rates steady at 4.25%-4.50% in its first 2025 meeting, pausing rate cuts for the first time since July 2024, offering savers a final opportunity to benefit from still-high rates via CDs while borrowers continue to face high interest loan rates.
Fed Holds Interest Rates Steady, Creating CD Opportunity for Savers
The Federal Reserve held interest rates steady at 4.25%-4.50% in its first 2025 meeting, pausing rate cuts for the first time since July 2024, offering savers a final opportunity to benefit from still-high rates via CDs while borrowers continue to face high interest loan rates.
Progress
48% Bias Score
Fed Holds Rates: High-Yield Savings Opportunities, High-Interest Debt Remains Costly
The Federal Reserve's decision to keep interest rates unchanged presents a mixed outlook for consumers: high-yield savings accounts offer inflation-beating returns (4.5%-4.75%), while high-interest debts (credit cards averaging 20.14%) remain costly, demanding proactive repayment strategies.
Fed Holds Rates: High-Yield Savings Opportunities, High-Interest Debt Remains Costly
The Federal Reserve's decision to keep interest rates unchanged presents a mixed outlook for consumers: high-yield savings accounts offer inflation-beating returns (4.5%-4.75%), while high-interest debts (credit cards averaging 20.14%) remain costly, demanding proactive repayment strategies.
Progress
32% Bias Score
Revolut Launches Deposit Accounts in Italy, Reaching 3 Million Customers
Revolut launched deposit accounts in Italy, offering new customers a 3% interest rate until May 31st, 2025, and expanding its services to 3 million Italian users; existing customers will receive access gradually.
Revolut Launches Deposit Accounts in Italy, Reaching 3 Million Customers
Revolut launched deposit accounts in Italy, offering new customers a 3% interest rate until May 31st, 2025, and expanding its services to 3 million Italian users; existing customers will receive access gradually.
Progress
36% Bias Score
High CD Yields: Lock in Long-Term Rates Amidst Potential Federal Reserve Cuts
As of January 21, 2025, 36-month CDs average 1.32% yield, up from 0.80% in January 2020, with top-performing CDs exceeding 4%; experts advise locking in long-term CDs now due to potential future rate cuts by the Federal Reserve.
High CD Yields: Lock in Long-Term Rates Amidst Potential Federal Reserve Cuts
As of January 21, 2025, 36-month CDs average 1.32% yield, up from 0.80% in January 2020, with top-performing CDs exceeding 4%; experts advise locking in long-term CDs now due to potential future rate cuts by the Federal Reserve.
Progress
48% Bias Score
French Savings Shift: €19 Billion Drop in Current Accounts
French current account deposits fell by €19 billion in 2024 to €549 billion due to increased investment in higher-yielding savings products like the Livret A, which saw a €15 billion increase plus €12.3 billion in interest, reflecting a change in savings behavior driven by interest rate differential...
French Savings Shift: €19 Billion Drop in Current Accounts
French current account deposits fell by €19 billion in 2024 to €549 billion due to increased investment in higher-yielding savings products like the Livret A, which saw a €15 billion increase plus €12.3 billion in interest, reflecting a change in savings behavior driven by interest rate differential...
Progress
36% Bias Score
February 2024: Strategic Timing for High-Yield CD Accounts
February 2024 offers a strategic opportunity for savers to open or renew Certificates of Deposit (CDs) due to relatively stable interest rates (4-4.5%) in the absence of a Federal Reserve meeting, significantly outperforming traditional savings accounts (0.41%).
February 2024: Strategic Timing for High-Yield CD Accounts
February 2024 offers a strategic opportunity for savers to open or renew Certificates of Deposit (CDs) due to relatively stable interest rates (4-4.5%) in the absence of a Federal Reserve meeting, significantly outperforming traditional savings accounts (0.41%).
Progress
52% Bias Score
Fed Rate Pause: A Boon for Long-Term CD Savers
The Federal Reserve's pause on interest rate cuts creates an opportunity for savers to maximize returns on long-term CDs, offering significantly higher earnings than short-term options despite potentially lower rates, providing stability against future rate volatility.
Fed Rate Pause: A Boon for Long-Term CD Savers
The Federal Reserve's pause on interest rate cuts creates an opportunity for savers to maximize returns on long-term CDs, offering significantly higher earnings than short-term options despite potentially lower rates, providing stability against future rate volatility.
Progress
52% Bias Score
Fed Holds Interest Rates, Creating Final Opportunity for Savers
The Federal Reserve maintained interest rates between 4.25% and 4.50% at its first 2025 meeting, marking a pause in its rate-cutting campaign that began in July 2024; this presents a final opportunity for savers to benefit from elevated rates via CDs, while borrowers face continued higher interest.
Fed Holds Interest Rates, Creating Final Opportunity for Savers
The Federal Reserve maintained interest rates between 4.25% and 4.50% at its first 2025 meeting, marking a pause in its rate-cutting campaign that began in July 2024; this presents a final opportunity for savers to benefit from elevated rates via CDs, while borrowers face continued higher interest.
Progress
44% Bias Score
3 CD Account Mistakes to Avoid After This Week's Fed Meeting
This article advises prospective CD account holders to avoid three key mistakes: assuming rates will remain high, opening a short-term CD, and depositing too much money for too long, given the upcoming Federal Reserve meeting.
3 CD Account Mistakes to Avoid After This Week's Fed Meeting
This article advises prospective CD account holders to avoid three key mistakes: assuming rates will remain high, opening a short-term CD, and depositing too much money for too long, given the upcoming Federal Reserve meeting.
Progress
52% Bias Score