Showing 1 to 12 of 58 results
International Deposit Rates Offer High Returns Despite ECB Cuts
Amidst recent European Central Bank interest rate cuts, international deposit options provide significantly higher returns, with some offering up to 5% TAE, although specific conditions and minimum balances vary.
International Deposit Rates Offer High Returns Despite ECB Cuts
Amidst recent European Central Bank interest rate cuts, international deposit options provide significantly higher returns, with some offering up to 5% TAE, although specific conditions and minimum balances vary.
Progress
16% Bias Score
CD Laddering Strategy Offers Flexibility Amidst Falling Interest Rates
In 2025, with interest rates on Certificate of Deposit (CD) accounts expected to fall following anticipated Federal Reserve rate cuts, a CD laddering strategy—where savers open multiple CDs with varying terms—is proving beneficial for maximizing returns while maintaining access to funds.
CD Laddering Strategy Offers Flexibility Amidst Falling Interest Rates
In 2025, with interest rates on Certificate of Deposit (CD) accounts expected to fall following anticipated Federal Reserve rate cuts, a CD laddering strategy—where savers open multiple CDs with varying terms—is proving beneficial for maximizing returns while maintaining access to funds.
Progress
48% Bias Score
Three-Month CD vs. Money Market Account: A December 2024 Comparison
As of December 1, 2024, a \$20,000 deposit in a three-month CD yielded \$211.62 interest at a 4.30% rate, while a money market account yielded \$216.46 at 4.40%, but the CD offers a guaranteed return unlike the money market account.
Three-Month CD vs. Money Market Account: A December 2024 Comparison
As of December 1, 2024, a \$20,000 deposit in a three-month CD yielded \$211.62 interest at a 4.30% rate, while a money market account yielded \$216.46 at 4.40%, but the CD offers a guaranteed return unlike the money market account.
Progress
48% Bias Score
July 2025 CD Maturities: Avoiding Costly Renewal Mistakes
As numerous certificates of deposit (CDs) mature in July 2025, many face lower renewal rates (average 2.03% APY vs. previous 5%+), prompting experts to advise against auto-renewal and to suggest comparing rates and terms before committing to a new CD term or considering high-yield savings accounts.
July 2025 CD Maturities: Avoiding Costly Renewal Mistakes
As numerous certificates of deposit (CDs) mature in July 2025, many face lower renewal rates (average 2.03% APY vs. previous 5%+), prompting experts to advise against auto-renewal and to suggest comparing rates and terms before committing to a new CD term or considering high-yield savings accounts.
Progress
48% Bias Score
Three Strategic CD Moves to Make Before the July Fed Meeting
Before the July 29 Federal Reserve meeting, CD account holders should calculate deposit amounts and term lengths, explore online banks for higher rates, and lock in rates immediately to maximize returns before potential interest rate cuts.
Three Strategic CD Moves to Make Before the July Fed Meeting
Before the July 29 Federal Reserve meeting, CD account holders should calculate deposit amounts and term lengths, explore online banks for higher rates, and lock in rates immediately to maximize returns before potential interest rate cuts.
Progress
44% Bias Score
CDs vs. High-Yield Savings Accounts: A $20,000 Comparison
Currently, $20,000 CDs offer slightly higher interest rates (4.31%-4.49%) than high-yield savings accounts (4.25%-4.31%), but CDs involve fixed terms and early withdrawal penalties, while savings accounts offer flexibility but variable rates subject to future cuts.
CDs vs. High-Yield Savings Accounts: A $20,000 Comparison
Currently, $20,000 CDs offer slightly higher interest rates (4.31%-4.49%) than high-yield savings accounts (4.25%-4.31%), but CDs involve fixed terms and early withdrawal penalties, while savings accounts offer flexibility but variable rates subject to future cuts.
Progress
44% Bias Score
Secure Higher Returns: Open a $10,000 Short-Term CD Before September
Savers should consider opening a $10,000 short-term CD before September 1st due to a 91% probability of a Federal Reserve interest rate cut, allowing them to lock in higher interest rates (around 4.50%) before banks likely reduce them preemptively.
Secure Higher Returns: Open a $10,000 Short-Term CD Before September
Savers should consider opening a $10,000 short-term CD before September 1st due to a 91% probability of a Federal Reserve interest rate cut, allowing them to lock in higher interest rates (around 4.50%) before banks likely reduce them preemptively.
Progress
52% Bias Score
High-Yield Savings Accounts Remain Valuable Despite Imminent Fed Rate Cut
With a >91% probability of a September 2025 Fed rate cut, high-yield savings accounts (currently offering 4.25%-4.35% interest) remain a valuable option due to the likely small rate reduction, their superior returns compared to traditional accounts, and the flexibility they provide compared to CDs i...
High-Yield Savings Accounts Remain Valuable Despite Imminent Fed Rate Cut
With a >91% probability of a September 2025 Fed rate cut, high-yield savings accounts (currently offering 4.25%-4.35% interest) remain a valuable option due to the likely small rate reduction, their superior returns compared to traditional accounts, and the flexibility they provide compared to CDs i...
Progress
44% Bias Score
CD Returns in 2024 vs. 2025: A $20,000 Comparison
Investing $20,000 in a CD in 2024 yielded significantly higher returns compared to 2025, with differences ranging from $53.04 on a 3-month CD to $1,057.42 on a 3-year CD, reflecting interest rate changes and the potential for future rate cuts.
CD Returns in 2024 vs. 2025: A $20,000 Comparison
Investing $20,000 in a CD in 2024 yielded significantly higher returns compared to 2025, with differences ranging from $53.04 on a 3-month CD to $1,057.42 on a 3-year CD, reflecting interest rate changes and the potential for future rate cuts.
Progress
56% Bias Score
Australian Banks Cut Savings Rates Despite Record Household Deposits
Major Australian banks, including ANZ, Westpac, and Ubank, are cutting interest rates on savings accounts faster than the Reserve Bank's official rate cuts, despite record high household deposits of \$1.62tn in 2025, boosting bank profits but reducing returns for savers.
Australian Banks Cut Savings Rates Despite Record Household Deposits
Major Australian banks, including ANZ, Westpac, and Ubank, are cutting interest rates on savings accounts faster than the Reserve Bank's official rate cuts, despite record high household deposits of \$1.62tn in 2025, boosting bank profits but reducing returns for savers.
Progress
52% Bias Score
Federal Reserve's July Meeting: Impact on CD Investment Strategies
The Federal Reserve's July interest rate decision is anticipated to maintain current rates, impacting CD investment strategies; experts advise considering liquidity, financial goals, and life stage before deciding on a CD investment.
Federal Reserve's July Meeting: Impact on CD Investment Strategies
The Federal Reserve's July interest rate decision is anticipated to maintain current rates, impacting CD investment strategies; experts advise considering liquidity, financial goals, and life stage before deciding on a CD investment.
Progress
48% Bias Score
18-Month CDs Offer Significant Returns Amidst Interest Rate Decline
As of early June 2025, 18-month CDs offer interest rates between 4% and 4.16%, providing a substantial return compared to other savings options like high-yield savings accounts, and offering protection against market uncertainty. A \$1,000 deposit earns \$60.60 to \$63.04 in interest after 18 months...
18-Month CDs Offer Significant Returns Amidst Interest Rate Decline
As of early June 2025, 18-month CDs offer interest rates between 4% and 4.16%, providing a substantial return compared to other savings options like high-yield savings accounts, and offering protection against market uncertainty. A \$1,000 deposit earns \$60.60 to \$63.04 in interest after 18 months...
Progress
48% Bias Score
Showing 1 to 12 of 58 results