Showing 13 to 23 of 23 results
Roth Conversions: Weighing Tax Implications and Long-Term Benefits
Converting pre-tax retirement savings to a Roth account offers tax-free growth and withdrawals but requires paying income taxes on the conversion amount, necessitating careful consideration of individual financial situations and long-term tax implications.
Roth Conversions: Weighing Tax Implications and Long-Term Benefits
Converting pre-tax retirement savings to a Roth account offers tax-free growth and withdrawals but requires paying income taxes on the conversion amount, necessitating careful consideration of individual financial situations and long-term tax implications.
Progress
48% Bias Score
Mega Backdoor Roth: Maximizing Tax-Free Retirement Savings
The mega backdoor Roth strategy, allowing after-tax 401(k) contributions up to $70,000 (under 50 in 2025) rolled into a Roth IRA, significantly boosts retirement savings for high earners beyond standard Roth 401(k) limits, potentially accumulating millions tax-free.
Mega Backdoor Roth: Maximizing Tax-Free Retirement Savings
The mega backdoor Roth strategy, allowing after-tax 401(k) contributions up to $70,000 (under 50 in 2025) rolled into a Roth IRA, significantly boosts retirement savings for high earners beyond standard Roth 401(k) limits, potentially accumulating millions tax-free.
Progress
60% Bias Score
Return of Capital in CEFs: A Misunderstood Metric
An analysis of five Nuveen closed-end funds reveals that high return of capital (ROC) percentages, contrary to popular belief, do not necessarily indicate poor performance; actively managed funds may outperform passively managed funds regardless of ROC, and tax implications of ROC should be consider...
Return of Capital in CEFs: A Misunderstood Metric
An analysis of five Nuveen closed-end funds reveals that high return of capital (ROC) percentages, contrary to popular belief, do not necessarily indicate poor performance; actively managed funds may outperform passively managed funds regardless of ROC, and tax implications of ROC should be consider...
Progress
52% Bias Score
Retired Couple Seeks Investment Strategies Amid Market Uncertainty
Retired couple Anne and Zoe seek investment advice to preserve their substantial capital amid market uncertainty, considering a rental property sale, travel plans, and high medical costs, prompting exploration of personalized financial strategies.
Retired Couple Seeks Investment Strategies Amid Market Uncertainty
Retired couple Anne and Zoe seek investment advice to preserve their substantial capital amid market uncertainty, considering a rental property sale, travel plans, and high medical costs, prompting exploration of personalized financial strategies.
Progress
12% Bias Score
Tax-Loss Harvesting Opportunities Amid Strong US Market Performance
Due to the U.S. market's 25%+ year-to-date gain through mid-December 2024, investors with taxable accounts can use tax-loss harvesting in underperforming sectors like long-term bonds and various individual stocks to offset capital gains, potentially saving on taxes, and optimize their portfolios.
Tax-Loss Harvesting Opportunities Amid Strong US Market Performance
Due to the U.S. market's 25%+ year-to-date gain through mid-December 2024, investors with taxable accounts can use tax-loss harvesting in underperforming sectors like long-term bonds and various individual stocks to offset capital gains, potentially saving on taxes, and optimize their portfolios.
Progress
32% Bias Score
Year-End Tax Planning: Using Losses to Offset Gains
High stock market returns are prompting some investors to sell, raising capital gains tax concerns; however, tax-loss harvesting offers a viable strategy to reduce tax burdens, necessitating professional financial and tax advice.
Year-End Tax Planning: Using Losses to Offset Gains
High stock market returns are prompting some investors to sell, raising capital gains tax concerns; however, tax-loss harvesting offers a viable strategy to reduce tax burdens, necessitating professional financial and tax advice.
Progress
44% Bias Score
High-Net-Worth Investors Use Insurance to Mitigate Private Credit's Tax Burden
The private credit market's explosive growth, from \$1 trillion in 2020 to \$1.5 trillion in 2024, is prompting high-net-worth investors to use insurance products like IDFs and PPLIs to offset high tax burdens on returns, but potential legislation threatens this strategy.
High-Net-Worth Investors Use Insurance to Mitigate Private Credit's Tax Burden
The private credit market's explosive growth, from \$1 trillion in 2020 to \$1.5 trillion in 2024, is prompting high-net-worth investors to use insurance products like IDFs and PPLIs to offset high tax burdens on returns, but potential legislation threatens this strategy.
Progress
60% Bias Score
Insured Annuities: Boosting Retirement Income While Addressing Estate Planning
A 70-year-old with $250,000 in GICs earning 3.5% annually can increase after-tax income from $5,688 to $16,335 by using an insured annuity; however, this depletes capital at death, which can be offset by purchasing life insurance.
Insured Annuities: Boosting Retirement Income While Addressing Estate Planning
A 70-year-old with $250,000 in GICs earning 3.5% annually can increase after-tax income from $5,688 to $16,335 by using an insured annuity; however, this depletes capital at death, which can be offset by purchasing life insurance.
Progress
56% Bias Score
Last-Minute Tax Savings Strategies for 2024
Before the December 31st deadline, taxpayers can lower their 2024 tax bill by maximizing 401(k) contributions (up to \$23,000, or \$30,500 for those 50 and older), employing tax-loss harvesting to offset investment losses against gains, and utilizing tax credits for energy-efficient home improvement...
Last-Minute Tax Savings Strategies for 2024
Before the December 31st deadline, taxpayers can lower their 2024 tax bill by maximizing 401(k) contributions (up to \$23,000, or \$30,500 for those 50 and older), employing tax-loss harvesting to offset investment losses against gains, and utilizing tax credits for energy-efficient home improvement...
Progress
52% Bias Score
Optimizing Retirement Fund Withdrawals: A Tax-Efficient Strategy
The optimal retirement withdrawal strategy involves prioritizing taxable accounts, then tax-deferred accounts (considering RMDs starting at age 73 or 75), and finally Roth accounts; delaying Social Security benefits to age 70 maximizes income, and an emergency fund mitigates unexpected expenses.
Optimizing Retirement Fund Withdrawals: A Tax-Efficient Strategy
The optimal retirement withdrawal strategy involves prioritizing taxable accounts, then tax-deferred accounts (considering RMDs starting at age 73 or 75), and finally Roth accounts; delaying Social Security benefits to age 70 maximizes income, and an emergency fund mitigates unexpected expenses.
Progress
36% Bias Score
Year-End Tax Strategies to Reduce 2024 Tax Liability
Individuals can lower their 2024 tax bill or raise their refund by maximizing Health Savings Account (HSA) contributions up to $4,150 (self) or $8,300 (family) and donating appreciated assets to charities before the December 31 deadline.
Year-End Tax Strategies to Reduce 2024 Tax Liability
Individuals can lower their 2024 tax bill or raise their refund by maximizing Health Savings Account (HSA) contributions up to $4,150 (self) or $8,300 (family) and donating appreciated assets to charities before the December 31 deadline.
Progress
40% Bias Score
Showing 13 to 23 of 23 results