Showing 97 to 108 of 143 results
A Budgeting Method Prioritizing Psychological Well-being and Financial Stability
This article presents a budgeting method that categorizes regular and irregular expenses, prioritizes a 'treats' fund for psychological well-being, and incorporates debt repayment and sinking funds for various savings goals.
A Budgeting Method Prioritizing Psychological Well-being and Financial Stability
This article presents a budgeting method that categorizes regular and irregular expenses, prioritizes a 'treats' fund for psychological well-being, and incorporates debt repayment and sinking funds for various savings goals.
Progress
0% Bias Score
Credit Card Debt Forgiveness: Weighing Benefits and Risks in a High-Rate Environment
High US credit card debt, driven by elevated interest rates (near 23%), increased spending, and inflation, is prompting many to explore debt forgiveness programs; however, these programs offer potential benefits like lower settlements and simplified repayment but come with risks such as credit score...
Credit Card Debt Forgiveness: Weighing Benefits and Risks in a High-Rate Environment
High US credit card debt, driven by elevated interest rates (near 23%), increased spending, and inflation, is prompting many to explore debt forgiveness programs; however, these programs offer potential benefits like lower settlements and simplified repayment but come with risks such as credit score...
Progress
48% Bias Score
Inflation Surge Delays Savings, Fuels Demand for Debt Relief in 2025
Rising inflation in late 2024, despite the Federal Reserve's interest rate cuts, is delaying expected savings and increasing the need for debt relief strategies, particularly for those with high credit card debt, home equity loan considerations, or collection calls.
Inflation Surge Delays Savings, Fuels Demand for Debt Relief in 2025
Rising inflation in late 2024, despite the Federal Reserve's interest rate cuts, is delaying expected savings and increasing the need for debt relief strategies, particularly for those with high credit card debt, home equity loan considerations, or collection calls.
Progress
44% Bias Score
2025 HELOC Considerations: Low Rates, Rising Risks
Homeowners are considering HELOCs in 2025 due to low current interest rates (8.27%), but rising inflation creates uncertainty. The decision depends on needs, affordability in a variable rate environment, and awareness of potential long-term risks.
2025 HELOC Considerations: Low Rates, Rising Risks
Homeowners are considering HELOCs in 2025 due to low current interest rates (8.27%), but rising inflation creates uncertainty. The decision depends on needs, affordability in a variable rate environment, and awareness of potential long-term risks.
Progress
40% Bias Score
2025 Long-Term CD Rates: Online Banks Offer Significantly Higher Returns
In 2025, while average 3-5 year CD rates hover around 1.42-1.44%, online banks offer significantly higher rates (4.15%-4.25%) due to lower overhead, making timely investment crucial given the anticipated rate decline.
2025 Long-Term CD Rates: Online Banks Offer Significantly Higher Returns
In 2025, while average 3-5 year CD rates hover around 1.42-1.44%, online banks offer significantly higher rates (4.15%-4.25%) due to lower overhead, making timely investment crucial given the anticipated rate decline.
Progress
44% Bias Score
Home Equity Loans Poised for Increased Advantage in 2025
Home equity loans, currently averaging 8.45% interest, offer lower rates than credit cards (near 23%) and personal loans, with potential for further decreases in 2025 due to Federal Reserve actions; higher borrowing potential exists due to home equity averaging $320,000, with increases expected if h...
Home Equity Loans Poised for Increased Advantage in 2025
Home equity loans, currently averaging 8.45% interest, offer lower rates than credit cards (near 23%) and personal loans, with potential for further decreases in 2025 due to Federal Reserve actions; higher borrowing potential exists due to home equity averaging $320,000, with increases expected if h...
Progress
52% Bias Score
February 2024: Strategic Timing for High-Yield CD Accounts
February 2024 offers a strategic opportunity for savers to open or renew Certificates of Deposit (CDs) due to relatively stable interest rates (4-4.5%) in the absence of a Federal Reserve meeting, significantly outperforming traditional savings accounts (0.41%).
February 2024: Strategic Timing for High-Yield CD Accounts
February 2024 offers a strategic opportunity for savers to open or renew Certificates of Deposit (CDs) due to relatively stable interest rates (4-4.5%) in the absence of a Federal Reserve meeting, significantly outperforming traditional savings accounts (0.41%).
Progress
52% Bias Score
Fed Holds Rates: High-Yield Savings Opportunities, High-Interest Debt Remains Costly
The Federal Reserve's decision to keep interest rates unchanged presents a mixed outlook for consumers: high-yield savings accounts offer inflation-beating returns (4.5%-4.75%), while high-interest debts (credit cards averaging 20.14%) remain costly, demanding proactive repayment strategies.
Fed Holds Rates: High-Yield Savings Opportunities, High-Interest Debt Remains Costly
The Federal Reserve's decision to keep interest rates unchanged presents a mixed outlook for consumers: high-yield savings accounts offer inflation-beating returns (4.5%-4.75%), while high-interest debts (credit cards averaging 20.14%) remain costly, demanding proactive repayment strategies.
Progress
32% Bias Score
Netflix Price Hike Spurs Subscription Review
Netflix raised its subscription prices, increasing the standard plan with ads by $2 to $7.99, the ad-free standard plan by $2.50 to $18.99, and the premium plan by $3 to $23.99, prompting a discussion on managing subscription costs.
Netflix Price Hike Spurs Subscription Review
Netflix raised its subscription prices, increasing the standard plan with ads by $2 to $7.99, the ad-free standard plan by $2.50 to $18.99, and the premium plan by $3 to $23.99, prompting a discussion on managing subscription costs.
Progress
48% Bias Score
Debt Crisis: Practical Strategies and Support Systems
A BBC article examines the experiences of individuals tackling significant personal debt, highlighting strategies like budgeting, cash usage, and seeking professional help, alongside a reported 57% surge in debt-related calls to National Debtline in early January.
Debt Crisis: Practical Strategies and Support Systems
A BBC article examines the experiences of individuals tackling significant personal debt, highlighting strategies like budgeting, cash usage, and seeking professional help, alongside a reported 57% surge in debt-related calls to National Debtline in early January.
Progress
12% Bias Score
Trump's Presidency: A Major Risk to Canadian Personal Finance
Donald Trump's presidency presents a major risk to the Canadian economy, potentially triggering a recession and affecting various investment portfolios; Canadians are advised to adjust their financial strategies based on individual circumstances and risk tolerances, particularly concerning potential...
Trump's Presidency: A Major Risk to Canadian Personal Finance
Donald Trump's presidency presents a major risk to the Canadian economy, potentially triggering a recession and affecting various investment portfolios; Canadians are advised to adjust their financial strategies based on individual circumstances and risk tolerances, particularly concerning potential...
Progress
44% Bias Score
CD Rates Remain High in Early 2025, But Choices Abound
In early 2025, savers face a choice between relatively high-yield CDs and high-yield savings accounts, weighing the trade-off between fixed versus variable interest rates and the penalty for early CD withdrawals against their need for liquidity and risk tolerance.
CD Rates Remain High in Early 2025, But Choices Abound
In early 2025, savers face a choice between relatively high-yield CDs and high-yield savings accounts, weighing the trade-off between fixed versus variable interest rates and the penalty for early CD withdrawals against their need for liquidity and risk tolerance.
Progress
52% Bias Score
Showing 97 to 108 of 143 results