Showing 109 to 120 of 172 results
Managing Old 401(k) Plans: Rollover Options and Tax Implications
To manage old 401(k)s, check the balance; balances over \$7,000 allow for rollover to an IRA or new 401(k), or keeping it; below \$7,000, options may be limited; direct rollover avoids tax withholding.
Managing Old 401(k) Plans: Rollover Options and Tax Implications
To manage old 401(k)s, check the balance; balances over \$7,000 allow for rollover to an IRA or new 401(k), or keeping it; below \$7,000, options may be limited; direct rollover avoids tax withholding.
Progress
32% Bias Score
Mega Backdoor Roth: Maximizing Tax-Free Retirement Savings
The mega backdoor Roth strategy, allowing after-tax 401(k) contributions up to $70,000 (under 50 in 2025) rolled into a Roth IRA, significantly boosts retirement savings for high earners beyond standard Roth 401(k) limits, potentially accumulating millions tax-free.
Mega Backdoor Roth: Maximizing Tax-Free Retirement Savings
The mega backdoor Roth strategy, allowing after-tax 401(k) contributions up to $70,000 (under 50 in 2025) rolled into a Roth IRA, significantly boosts retirement savings for high earners beyond standard Roth 401(k) limits, potentially accumulating millions tax-free.
Progress
60% Bias Score
Technology: A New Essential Expense in Retirement Planning
The COVID-19 pandemic permanently changed older adults' technology use, making it an essential retirement expense due to increased reliance on smart devices, digital health services, and online connectivity for daily living and healthcare, impacting financial planning and necessitating digital liter...
Technology: A New Essential Expense in Retirement Planning
The COVID-19 pandemic permanently changed older adults' technology use, making it an essential retirement expense due to increased reliance on smart devices, digital health services, and online connectivity for daily living and healthcare, impacting financial planning and necessitating digital liter...
Progress
40% Bias Score
Is \$1 Million Enough for Retirement?
A \$1 million retirement nest egg surpasses the median U.S. savings, but its sufficiency hinges on individual spending (average annual expenses for housing, transportation, healthcare, and food totaling \$38,553), additional income sources (like pensions or Social Security), and strategic financial ...
Is \$1 Million Enough for Retirement?
A \$1 million retirement nest egg surpasses the median U.S. savings, but its sufficiency hinges on individual spending (average annual expenses for housing, transportation, healthcare, and food totaling \$38,553), additional income sources (like pensions or Social Security), and strategic financial ...
Progress
48% Bias Score
Working Past 62: How It Impacts Social Security Benefits
Working past age 62 can increase Social Security retirement benefits by replacing lower-earning years in the 35-year calculation; the increase depends on the earnings difference and income level, with a study showing that working longer can significantly improve retirement income.
Working Past 62: How It Impacts Social Security Benefits
Working past age 62 can increase Social Security retirement benefits by replacing lower-earning years in the 35-year calculation; the increase depends on the earnings difference and income level, with a study showing that working longer can significantly improve retirement income.
Progress
0% Bias Score
UK Retirement Crisis: Generation X Faces Significant Savings Shortfall
Data reveals only 28 percent of Britons aged 45-60 are on track for retirement, compared to 50 percent of Generation Z; this is attributed to the loss of final salary pensions for many and delayed auto-enrollment, leaving a large segment of the population unprepared for retirement.
UK Retirement Crisis: Generation X Faces Significant Savings Shortfall
Data reveals only 28 percent of Britons aged 45-60 are on track for retirement, compared to 50 percent of Generation Z; this is attributed to the loss of final salary pensions for many and delayed auto-enrollment, leaving a large segment of the population unprepared for retirement.
Progress
48% Bias Score
Government Buyouts Reflect Broader Layoff Trend, Impacting Retirement Planning
The U.S. government offered buyouts to 2 million federal employees, with 75,000 accepting, reflecting a broader trend of large institutions reducing workforces, impacting retirement planning for many Americans.
Government Buyouts Reflect Broader Layoff Trend, Impacting Retirement Planning
The U.S. government offered buyouts to 2 million federal employees, with 75,000 accepting, reflecting a broader trend of large institutions reducing workforces, impacting retirement planning for many Americans.
Progress
44% Bias Score
Tariffs Hit New Retirees Hardest
President Trump's 25 percent tariffs on most Canadian goods sent Canada's main stock index to a near two-month low, impacting new retirees heavily due to sequence of returns risk; financial planners advise cash-wedge strategies and Monte Carlo simulations for mitigating losses.
Tariffs Hit New Retirees Hardest
President Trump's 25 percent tariffs on most Canadian goods sent Canada's main stock index to a near two-month low, impacting new retirees heavily due to sequence of returns risk; financial planners advise cash-wedge strategies and Monte Carlo simulations for mitigating losses.
Progress
48% Bias Score
Building a Retirement Nest Egg Later in Life: Five Key Steps
This article provides five steps for those starting retirement savings later in life: evaluate monthly budget, manage debt (good vs. bad), understand retirement savings strategies, sideline emotion when investing, and stay on track by keeping goals front of mind.
Building a Retirement Nest Egg Later in Life: Five Key Steps
This article provides five steps for those starting retirement savings later in life: evaluate monthly budget, manage debt (good vs. bad), understand retirement savings strategies, sideline emotion when investing, and stay on track by keeping goals front of mind.
Progress
40% Bias Score
RRSP Contributions: Hidden Benefits for Families
An Ontario family earning $150,000 with three children receives $10,282 in total tax benefits from a $20,000 RRSP contribution in 2024, including $8,682 in tax savings and $1,600 in increased Canada Child Benefit (CCB).
RRSP Contributions: Hidden Benefits for Families
An Ontario family earning $150,000 with three children receives $10,282 in total tax benefits from a $20,000 RRSP contribution in 2024, including $8,682 in tax savings and $1,600 in increased Canada Child Benefit (CCB).
Progress
52% Bias Score
Israeli Households' Irrational Savings Habits Result in Significant Financial Losses
Due to rising prices, many Israeli families are holding approximately 2 trillion shekels in low-yield bank accounts, demonstrating irrational financial behavior despite investing a significant portion in higher-yielding assets; this is due to the perceived risks of the stock market.
Israeli Households' Irrational Savings Habits Result in Significant Financial Losses
Due to rising prices, many Israeli families are holding approximately 2 trillion shekels in low-yield bank accounts, demonstrating irrational financial behavior despite investing a significant portion in higher-yielding assets; this is due to the perceived risks of the stock market.
Progress
48% Bias Score
Succession Planning Gaps Hinder Canadian Wealth Transfer
MNP LLP's report reveals that many Canadian business owners considering retirement lack detailed succession plans, creating obstacles to wealth transfer; advisors are urged to facilitate discussions and create actionable strategies.
Succession Planning Gaps Hinder Canadian Wealth Transfer
MNP LLP's report reveals that many Canadian business owners considering retirement lack detailed succession plans, creating obstacles to wealth transfer; advisors are urged to facilitate discussions and create actionable strategies.
Progress
20% Bias Score
Showing 109 to 120 of 172 results