Tag #Retirement Planning

forbes.com
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Five Strategies to Reduce Retirement Stress

This article identifies five key strategies to alleviate retirement stress: creating a clear financial plan, staying physically active, maintaining a purpose and routine, strengthening social connections, and focusing on health; addressing financial uncertainty, loneliness, and lack of purpose.

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32% Bias Score

Good Health and Well-being
forbes.com
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Three Crucial Financial Questions for a Secure Retirement

This article highlights three key financial questions retirees should ask: creating a sustainable withdrawal strategy for savings, managing healthcare costs (often the largest expense), and maximizing income streams (like Social Security and pensions) to ensure a secure retirement.

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12% Bias Score

No Poverty
cbsnews.com
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Gold IRA: A Smart Investment for 2025

Rising inflation and economic uncertainty make a gold IRA a compelling investment for 2025, offering inflation protection, portfolio diversification, and tax benefits.

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60% Bias Score

Reduced Inequality
cbsnews.com
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Leveraging Home Equity for Retirement Planning: Strategies, Risks, and Mitigation

Homeowners can use home equity loans, HELOCs, cash-out refinancing, or reverse mortgages to create retirement income, invest, build a safety net, reduce housing costs, or consolidate debt; however, using home equity reduces future sales profits and carries foreclosure risks.

Progress

48% Bias Score

No Poverty
theglobeandmail.com
🌐 75% Global Worthiness
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Canadian Stock Market: Long-Term Growth Despite Significant Downturns

The S&P/TSX Composite Index, from January 1956 to November 2024, showed a 9.2 percent average annual return (5.4 percent inflation-adjusted), with significant market downturns (41-49 percent) but consistent long-term growth across all 30-year rolling periods.

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44% Bias Score

Reduced Inequality
theglobeandmail.com
🌐 75% Global Worthiness
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Trump Policies Spark Investor Fears, Underscoring Need for Cautious Investment Strategies

Concerns rise among investors about President-elect Trump's potential negative impact on the stock market; a Vanguard study reveals that 86% of investors who sold stocks during the 2020 pandemic underperformed those who stayed invested; the article advises against panic selling and suggests building...

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48% Bias Score

Reduced Inequality
faz.net
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German Stock Ownership: Middle Class Dominates, Challenging Wealthy-Only Perception

A recent survey of 28,000 Germans reveals that approximately 12 million people own stocks or stock funds, with the largest group earning €2,000-€3,000 monthly. This challenges the notion that stock ownership is limited to the wealthy and highlights the increasing importance of private investment for...

Progress

48% Bias Score

Reduced Inequality
cnbc.com
🌐 65% Global Worthiness
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2025 401(k) Contribution Limits Increase: Benefits and Challenges

The 2025 401(k) contribution limit increases to $23,500, with a $7,500 catch-up for those 50+, plus a super max catch-up of $11,250 for those aged 60-63; however, employer plan approval is necessary. A CNBC poll found 40% of Americans are behind on retirement savings.

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40% Bias Score

Reduced Inequality
cbsnews.com
🌐 65% Global Worthiness
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Gold IRAs: A Smart Investment Strategy for 2025

High inflation (2.7%) and stock market volatility make gold IRAs an attractive investment in 2025, offering inflation protection, portfolio diversification, and tax benefits.

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52% Bias Score

Reduced Inequality
cnbc.com
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Financial Stability Tops Americans' 2025 Priorities: Expert Advice on Budgeting and Investment

A recent Allianz Life survey reveals that 38% of Americans prioritize financial stability for 2025; financial advisors recommend budgeting, maximizing retirement contributions, reviewing insurance and tax strategies, automating savings, and maintaining consistent investment strategies.

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24% Bias Score

No Poverty
theglobeandmail.com
🌐 75% Global Worthiness
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Retirees Share Diverse Post-Work Experiences: Planning for Fulfillment Beyond Finances

This article details the varied experiences of several retirees, illustrating the challenges and joys of post-work life, emphasizing the importance of thoughtful planning beyond financial considerations for a successful retirement transition.

Progress

40% Bias Score

No Poverty
cbsnews.com
🌐 65% Global Worthiness
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Leveraging Home Equity for Retirement Planning

Homeowners can utilize home equity via reverse mortgages, home equity loans, or HELOCs to create retirement income, invest, build a safety net, reduce housing costs, or consolidate debt; however, it reduces future sales profits and impacts inheritance.

Progress

56% Bias Score

Reduced Inequality