Showing 13 to 24 of 172 results
Risks of Ultra-Conservative Investment Strategies
Overly conservative investment portfolios, while appearing safe, risk substantial long-term losses due to inflation's erosion of purchasing power; fixed-income products often fail to keep pace with inflation, jeopardizing retirement savings and long-term financial security.
Risks of Ultra-Conservative Investment Strategies
Overly conservative investment portfolios, while appearing safe, risk substantial long-term losses due to inflation's erosion of purchasing power; fixed-income products often fail to keep pace with inflation, jeopardizing retirement savings and long-term financial security.
Progress
52% Bias Score
Optimizing Tax Efficiency for Business Owners Investing Excess Earnings
Business owners with excess income can maximize tax advantages by prioritizing RRSP and TFSA contributions before considering corporate investment, using a holding company to further optimize and protect assets while being mindful of potential small business deduction reductions and employing life i...
Optimizing Tax Efficiency for Business Owners Investing Excess Earnings
Business owners with excess income can maximize tax advantages by prioritizing RRSP and TFSA contributions before considering corporate investment, using a holding company to further optimize and protect assets while being mindful of potential small business deduction reductions and employing life i...
Progress
36% Bias Score
Australia's Aging Population: Are We Financially Ready for Longer Lives?
Australia's population of 90-year-olds is set to explode by more than 250 percent in 30 years, reaching an estimated 165,637 by 2055, prompting concerns about the financial preparedness of older Australians given current pension shortfalls.
Australia's Aging Population: Are We Financially Ready for Longer Lives?
Australia's population of 90-year-olds is set to explode by more than 250 percent in 30 years, reaching an estimated 165,637 by 2055, prompting concerns about the financial preparedness of older Australians given current pension shortfalls.
Progress
48% Bias Score
Long-Term Care Costs and Funding: A Critical Gap Between Public Perception and Reality
Two studies reveal that while many Americans anticipate needing long-term care, they underestimate its cost and misjudge funding sources; this has created a substantial financial risk for retirement, especially among middle-income individuals, and suggests a need for public policy solutions.
Long-Term Care Costs and Funding: A Critical Gap Between Public Perception and Reality
Two studies reveal that while many Americans anticipate needing long-term care, they underestimate its cost and misjudge funding sources; this has created a substantial financial risk for retirement, especially among middle-income individuals, and suggests a need for public policy solutions.
Progress
60% Bias Score
SCPI and 'SCPI en démembrement': Retirement Investment Strategies for High-Income Earners
French SCPIs offer an average 4.72% return in 2024, but high-income pre-retirees may prefer 'SCPI en démembrement', buying only the bare ownership (nue-propriété) for a discount (22-35%) and deferred tax benefits, generating tax-free retirement income.
SCPI and 'SCPI en démembrement': Retirement Investment Strategies for High-Income Earners
French SCPIs offer an average 4.72% return in 2024, but high-income pre-retirees may prefer 'SCPI en démembrement', buying only the bare ownership (nue-propriété) for a discount (22-35%) and deferred tax benefits, generating tax-free retirement income.
Progress
44% Bias Score
Retirement Income Strategies: Social Security, Annuities, and Reverse Mortgages
Many seniors are reevaluating their retirement plans due to longer lifespans, rising costs, and market volatility; Social Security often needs supplementation; annuities offer guaranteed income, but have high fees; reverse mortgages tap home equity but require eventual repayment.
Retirement Income Strategies: Social Security, Annuities, and Reverse Mortgages
Many seniors are reevaluating their retirement plans due to longer lifespans, rising costs, and market volatility; Social Security often needs supplementation; annuities offer guaranteed income, but have high fees; reverse mortgages tap home equity but require eventual repayment.
Progress
28% Bias Score
German Self-Employed Face Retirement Planning Choices
Self-employed Germans can choose between voluntary and mandatory statutory pension schemes, or explore alternative options like investing in real estate or setting up an investment portfolio, each with specific financial and professional implications.
German Self-Employed Face Retirement Planning Choices
Self-employed Germans can choose between voluntary and mandatory statutory pension schemes, or explore alternative options like investing in real estate or setting up an investment portfolio, each with specific financial and professional implications.
Progress
32% Bias Score
Pre-Tax vs. Roth 401(k): Tax Implications for High Earners
The decision between pre-tax (traditional) and Roth 401(k) contributions depends on current and projected tax brackets, retirement income, and state taxes; high-income earners should consult a tax advisor due to complexities and potential changes in tax laws.
Pre-Tax vs. Roth 401(k): Tax Implications for High Earners
The decision between pre-tax (traditional) and Roth 401(k) contributions depends on current and projected tax brackets, retirement income, and state taxes; high-income earners should consult a tax advisor due to complexities and potential changes in tax laws.
Progress
36% Bias Score
Rent vs. Buy in Canada: A Generational Financial Dilemma
In Canada, the soaring cost of rent is prompting a debate on the viability of lifelong renting versus homeownership, with experts highlighting the substantial lifetime rental costs and the risks associated with both options.
Rent vs. Buy in Canada: A Generational Financial Dilemma
In Canada, the soaring cost of rent is prompting a debate on the viability of lifelong renting versus homeownership, with experts highlighting the substantial lifetime rental costs and the risks associated with both options.
Progress
16% Bias Score
Annuities: High Fees, Complexity, and Inflation Risks
Annuities offer guaranteed income but have high fees (1-3% annually), surrender charges (7-10%), and complexity, impacting returns and creating risks for retirees; inflation erodes fixed payments' value over time.
Annuities: High Fees, Complexity, and Inflation Risks
Annuities offer guaranteed income but have high fees (1-3% annually), surrender charges (7-10%), and complexity, impacting returns and creating risks for retirees; inflation erodes fixed payments' value over time.
Progress
48% Bias Score
High Interest Rates Boost Annuity Appeal for Retirement Planning
High interest rates are driving up annuity payouts, prompting retirees to consider investing in annuities to secure income; the ideal allocation depends on age, income, risk tolerance, and health, with experts suggesting 20%-50% depending on individual circumstances.
High Interest Rates Boost Annuity Appeal for Retirement Planning
High interest rates are driving up annuity payouts, prompting retirees to consider investing in annuities to secure income; the ideal allocation depends on age, income, risk tolerance, and health, with experts suggesting 20%-50% depending on individual circumstances.
Progress
48% Bias Score
IRAs vs. Annuities: A Balanced Retirement Strategy
IRAs and annuities present distinct retirement planning strategies; IRAs provide growth and flexibility, while annuities offer guaranteed income, with a hybrid approach combining both often being optimal, depending on the investor's age and risk tolerance.
IRAs vs. Annuities: A Balanced Retirement Strategy
IRAs and annuities present distinct retirement planning strategies; IRAs provide growth and flexibility, while annuities offer guaranteed income, with a hybrid approach combining both often being optimal, depending on the investor's age and risk tolerance.
Progress
36% Bias Score
Showing 13 to 24 of 172 results