Tag #Retirement Planning

Showing 85 to 96 of 172 results

theglobeandmail.com
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Mitigating Retirement Risk in Volatile Markets

Postponing retirement due to recent stock market declines is often unnecessary, as well-designed plans account for market volatility and incorporate stable income streams; several strategies can mitigate the risk of outliving one's savings.

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40% Bias Score

No Poverty
cbsnews.com
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Average Tax Refund of $3,116 Opens Investment Opportunities in Gold

The average 2024 US tax refund is $3,116, offering investment choices like stocks, bonds, and gold (priced at $3,331.77/ounce), with Gold IRAs and physical gold providing diversification and inflation hedging.

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60% Bias Score

Reduced Inequality
cbsnews.com
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Investing 2024 Tax Refunds: Gold's Rise Prompts IRA and Physical Gold Options

The average 2024 US tax refund is \$3,116, prompting investment considerations; gold, at \$3,331.77 per ounce, offers inflation hedging and portfolio diversification via Gold IRAs or physical gold (bars/coins).

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52% Bias Score

Reduced Inequality
cbsnews.com
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Home Equity Borrowing for Seniors: Weighing Risks and Rewards

Senior homeowners considering home equity loans or HELOCs should weigh affordability, risk tolerance, reverse mortgage options, and the urgency of their financial needs before borrowing against their home equity.

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48% Bias Score

Reduced Inequality
smh.com.au
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Market Volatility Prompts Retirement Delays

Current market instability and inflation are prompting many nearing retirement to delay their plans; delaying allows for continued super contributions, mitigating the risks of withdrawing funds during market downturns and ensuring a more financially secure retirement.

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48% Bias Score

No Poverty
us.cnn.com
🌐 85% Global Worthiness
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Tariffs Trigger Stock Market Losses, Underscoring Importance of Diversification

President Trump's tariff announcement caused a stock market plunge, impacting investment portfolios; however, diversification, including bonds and non-US equities, reduced losses for some; financial experts advise against cashing out and suggest taking advantage of buying opportunities while maintai...

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36% Bias Score

Reduced Inequality
forbes.com
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Fewer Americans Plan to Work Past 62: Early Retirement Planning Crucial

A New York Fed survey reveals a significant drop in Americans planning to work past 62 (from 56% in 2014 to 46% in 2024), highlighting the need for careful early retirement planning to avoid common financial and lifestyle pitfalls, as only 4% of retirees report a dream retirement.

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48% Bias Score

Reduced Inequality
cbsnews.com
🌐 65% Global Worthiness
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Americans' Retirement Savings Goal Falls to $1.26 Million Amid Cooling Inflation

A Northwestern Mutual study reveals Americans' ideal retirement savings goal decreased to \$1.26 million due to cooling inflation, yet concerns remain about rising prices and Social Security's future, with generational differences in savings habits and confidence.

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44% Bias Score

Reduced Inequality
nbcnews.com
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Investor Flight to Cash Amid Market Volatility Raises Long-Term Growth Concerns

Amid recent stock market turmoil caused by trade tensions, investors are moving to cash, prioritizing short-term safety over long-term growth, potentially jeopardizing their financial goals; however, financial advisors recommend a balanced approach based on individual risk tolerance and time horizon...

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56% Bias Score

Reduced Inequality
forbes.com
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Planning for a Fulfilling Retirement: Beyond Financial Security

A 2009 MetLife study revealed that a fulfilling retirement prioritizes personal meaning over money, highlighting the need for proactive planning focusing on purpose, relationships, and lifestyle choices beyond financial security.

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32% Bias Score

Good Health and Well-being
dailymail.co.uk
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Market Downturn Impacts Pre-Retirees

President Trump's tariffs triggered a 17% drop in the S&P 500 since February, impacting pre-retirees and retirees; financial advisors urge against panic selling, recommending diversified investments and cash reserves to weather market downturns.

Progress

44% Bias Score

Reduced Inequality
us.cnn.com
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Roth Conversions: Weighing Tax Implications and Long-Term Benefits

Converting pre-tax retirement savings to a Roth account offers tax-free growth and withdrawals but requires paying income taxes on the conversion amount, necessitating careful consideration of individual financial situations and long-term tax implications.

Progress

48% Bias Score

Reduced Inequality

Showing 85 to 96 of 172 results