Showing 97 to 108 of 172 results
Financial Strategies for Comfortable Retirement at Age 60
Retiring at 60 requires saving approximately 17 times your annual salary, necessitating aggressive financial planning, including maximizing retirement contributions and minimizing expenses to offset the lack of Social Security and Medicare benefits until eligible ages.
Financial Strategies for Comfortable Retirement at Age 60
Retiring at 60 requires saving approximately 17 times your annual salary, necessitating aggressive financial planning, including maximizing retirement contributions and minimizing expenses to offset the lack of Social Security and Medicare benefits until eligible ages.
Progress
48% Bias Score
Managed Accounts Outperform Target-Date Funds for Retirement
Target-date funds (TDFs), popular in 401(k) plans (83% of participants use them, according to a 2024 Vanguard report), lack a cash reserve, exposing retirees to sequence of returns risk; managed accounts offer a superior alternative.
Managed Accounts Outperform Target-Date Funds for Retirement
Target-date funds (TDFs), popular in 401(k) plans (83% of participants use them, according to a 2024 Vanguard report), lack a cash reserve, exposing retirees to sequence of returns risk; managed accounts offer a superior alternative.
Progress
56% Bias Score
Three Steps to Maximize Your Superannuation and Retirement Savings
To boost future financial security, individuals should make extra super contributions now to leverage compound interest (a 37-year-old contributing an extra \$100 weekly could gain \$248,000 by age 67), carefully consider their investment options within their super fund, and regularly check if they ...
Three Steps to Maximize Your Superannuation and Retirement Savings
To boost future financial security, individuals should make extra super contributions now to leverage compound interest (a 37-year-old contributing an extra \$100 weekly could gain \$248,000 by age 67), carefully consider their investment options within their super fund, and regularly check if they ...
Progress
32% Bias Score
Emotionally Invested": Behavioral Finance for Fearless Retirement Planning
Mary Clements Evans' new book, "Emotionally Invested," released through Forbes Books on March 25, 2025, helps readers understand their emotional relationship with money to achieve fearless retirement planning by identifying their 'Money Why' (FOMO or FORO) and using behavioral finance strategies.
Emotionally Invested": Behavioral Finance for Fearless Retirement Planning
Mary Clements Evans' new book, "Emotionally Invested," released through Forbes Books on March 25, 2025, helps readers understand their emotional relationship with money to achieve fearless retirement planning by identifying their 'Money Why' (FOMO or FORO) and using behavioral finance strategies.
Progress
20% Bias Score
Roth Solo 401(k): High Contribution Limits and Tax Flexibility for Self-Employed
The Roth Solo 401(k) plan, for self-employed individuals without full-time employees except a spouse, allows 2025 contributions up to $31,000 for employees (age 50+) and 25% of eligible compensation for employers, with a combined maximum of $70,000, offering tax-flexible traditional or Roth contribu...
Roth Solo 401(k): High Contribution Limits and Tax Flexibility for Self-Employed
The Roth Solo 401(k) plan, for self-employed individuals without full-time employees except a spouse, allows 2025 contributions up to $31,000 for employees (age 50+) and 25% of eligible compensation for employers, with a combined maximum of $70,000, offering tax-flexible traditional or Roth contribu...
Progress
56% Bias Score
Five Scenarios When Filling National Insurance Gaps Doesn't Pay
This article analyzes five scenarios where filling National Insurance gaps is financially unwise: for young workers, the poorly healthy, those nearing higher income tax thresholds, low-income individuals eligible for pension credit, and those contracted out of the additional state pension.
Five Scenarios When Filling National Insurance Gaps Doesn't Pay
This article analyzes five scenarios where filling National Insurance gaps is financially unwise: for young workers, the poorly healthy, those nearing higher income tax thresholds, low-income individuals eligible for pension credit, and those contracted out of the additional state pension.
Progress
48% Bias Score
Senior Employee Weighs Small Business Acquisition Amidst Job Insecurity
Facing job insecurity after a CEO ousted their boss, an almost-60-year-old with a six-figure salary considers buying a multi-million dollar small business using an SBA loan to maintain their income for retirement, despite significant financial risks.
Senior Employee Weighs Small Business Acquisition Amidst Job Insecurity
Facing job insecurity after a CEO ousted their boss, an almost-60-year-old with a six-figure salary considers buying a multi-million dollar small business using an SBA loan to maintain their income for retirement, despite significant financial risks.
Progress
44% Bias Score
Mexico Faces Looming Retirement Crisis Amid Low Savings and Insufficient Government Support
A recent survey in Mexico reveals widespread retirement insecurity among workers, with many relying on government aid or continued work due to insufficient savings; record unemployment withdrawals from retirement funds highlight the urgent need for improved financial planning.
Mexico Faces Looming Retirement Crisis Amid Low Savings and Insufficient Government Support
A recent survey in Mexico reveals widespread retirement insecurity among workers, with many relying on government aid or continued work due to insufficient savings; record unemployment withdrawals from retirement funds highlight the urgent need for improved financial planning.
Progress
48% Bias Score
Reverse Mortgages: Financial Relief or Diminished Inheritance?
Reverse mortgages convert home equity into tax-free cash for homeowners over 62, eliminating monthly payments but potentially reducing inheritance; alternatives include HELOCs, home equity loans, refinancing, or downsizing.
Reverse Mortgages: Financial Relief or Diminished Inheritance?
Reverse mortgages convert home equity into tax-free cash for homeowners over 62, eliminating monthly payments but potentially reducing inheritance; alternatives include HELOCs, home equity loans, refinancing, or downsizing.
Progress
36% Bias Score
Risks of Leaving 401(k) with Past Employer
A former employee's decade-long struggle to transfer his 401(k) due to employer name changes, investment provider transitions, and address changes underscores the risks of leaving retirement funds with a previous employer, highlighting the benefits of transferring them to an IRA or new employer's pl...
Risks of Leaving 401(k) with Past Employer
A former employee's decade-long struggle to transfer his 401(k) due to employer name changes, investment provider transitions, and address changes underscores the risks of leaving retirement funds with a previous employer, highlighting the benefits of transferring them to an IRA or new employer's pl...
Progress
52% Bias Score
Passive Income Strategies for Women's Retirement Security
For women over 50 facing shrinking pensions and inflation, passive income strategies like dividend investing, real estate, online businesses, royalties, and annuities offer financial security and freedom in retirement, supplementing traditional plans.
Passive Income Strategies for Women's Retirement Security
For women over 50 facing shrinking pensions and inflation, passive income strategies like dividend investing, real estate, online businesses, royalties, and annuities offer financial security and freedom in retirement, supplementing traditional plans.
Progress
48% Bias Score
UK Pension Withdrawal Delays Cause Tax Concerns for Retirees
Delays in UK pension withdrawals are causing significant problems for retirees, with processing times increasing to six weeks or more due to increased demand, potentially resulting in lost tax allowances. Savers are taking larger sums to minimize inheritance tax, but this strategy could be undermine...
UK Pension Withdrawal Delays Cause Tax Concerns for Retirees
Delays in UK pension withdrawals are causing significant problems for retirees, with processing times increasing to six weeks or more due to increased demand, potentially resulting in lost tax allowances. Savers are taking larger sums to minimize inheritance tax, but this strategy could be undermine...
Progress
44% Bias Score
Showing 97 to 108 of 172 results