Showing 157 to 168 of 172 results
Optimizing Retirement Fund Withdrawals: A Tax-Efficient Strategy
The optimal retirement withdrawal strategy involves prioritizing taxable accounts, then tax-deferred accounts (considering RMDs starting at age 73 or 75), and finally Roth accounts; delaying Social Security benefits to age 70 maximizes income, and an emergency fund mitigates unexpected expenses.
Optimizing Retirement Fund Withdrawals: A Tax-Efficient Strategy
The optimal retirement withdrawal strategy involves prioritizing taxable accounts, then tax-deferred accounts (considering RMDs starting at age 73 or 75), and finally Roth accounts; delaying Social Security benefits to age 70 maximizes income, and an emergency fund mitigates unexpected expenses.
Progress
36% Bias Score
2024 and 2025 401(k) Contribution Limits Increased
The IRS increased 401(k) contribution limits for 2024 and 2025: employees can contribute up to $23,000 in 2024, rising to $23,500 in 2025, with additional catch-up contributions available for those aged 50 and older, and a combined employer-employee limit of $69,000 in 2024, increasing to $70,000 in...
2024 and 2025 401(k) Contribution Limits Increased
The IRS increased 401(k) contribution limits for 2024 and 2025: employees can contribute up to $23,000 in 2024, rising to $23,500 in 2025, with additional catch-up contributions available for those aged 50 and older, and a combined employer-employee limit of $69,000 in 2024, increasing to $70,000 in...
Progress
52% Bias Score
Post-Debt Financial Planning: Strategies for Savings and Investment
Following debt repayment, experts recommend establishing an emergency fund, then allocating funds based on short-term (1-3 years), medium-term (3-6 years), and long-term goals using appropriate investment strategies while considering individual risk tolerance and income adjustments.
Post-Debt Financial Planning: Strategies for Savings and Investment
Following debt repayment, experts recommend establishing an emergency fund, then allocating funds based on short-term (1-3 years), medium-term (3-6 years), and long-term goals using appropriate investment strategies while considering individual risk tolerance and income adjustments.
Progress
28% Bias Score
Market Downturns and Retirement Income: A Cautionary Tale
A Canadian investor who invested \$1 million in the S\&P 500 in 2000 experienced significant losses due to market crashes, impacting retirement income despite eventual portfolio recovery, highlighting the risk of relying on stock market returns for retirement.
Market Downturns and Retirement Income: A Cautionary Tale
A Canadian investor who invested \$1 million in the S\&P 500 in 2000 experienced significant losses due to market crashes, impacting retirement income despite eventual portfolio recovery, highlighting the risk of relying on stock market returns for retirement.
Progress
44% Bias Score
Economic Volatility Delays Australian Retirements
Rising inflation and cost of living are causing many Australians nearing retirement to delay their plans by an average of six years, impacting their financial security and highlighting the need for adaptable retirement strategies, according to recent research.
Economic Volatility Delays Australian Retirements
Rising inflation and cost of living are causing many Australians nearing retirement to delay their plans by an average of six years, impacting their financial security and highlighting the need for adaptable retirement strategies, according to recent research.
Progress
44% Bias Score
Strategic Retirement Timing: Balancing Finances, Health, and Lifestyle
Choosing the right retirement age involves assessing financial resources, health, lifestyle goals, Social Security claiming strategies, and market conditions; professional financial advice is recommended.
Strategic Retirement Timing: Balancing Finances, Health, and Lifestyle
Choosing the right retirement age involves assessing financial resources, health, lifestyle goals, Social Security claiming strategies, and market conditions; professional financial advice is recommended.
Progress
20% Bias Score
Tax Planning Strategies for Single, Older Canadians
Single, older Canadians face unique tax challenges in retirement, lacking income-splitting and tax-deferral options available to couples; strategic planning with TFSAs, RRSPs, CPP, OAS, and GIS is crucial to maximize income and security.
Tax Planning Strategies for Single, Older Canadians
Single, older Canadians face unique tax challenges in retirement, lacking income-splitting and tax-deferral options available to couples; strategic planning with TFSAs, RRSPs, CPP, OAS, and GIS is crucial to maximize income and security.
Progress
56% Bias Score
Preparing for Retirement Income Volatility in 2025
To prepare for potential 2025 economic volatility, retirees should review their income strategies, rebalance their portfolios to include more protected income, and account for inflation's impact on their retirement income to ensure expenses are covered.
Preparing for Retirement Income Volatility in 2025
To prepare for potential 2025 economic volatility, retirees should review their income strategies, rebalance their portfolios to include more protected income, and account for inflation's impact on their retirement income to ensure expenses are covered.
Progress
52% Bias Score
Fidelity Sets Retirement Savings Milestones
Fidelity Investments recommends saving 10 times one's annual income by age 67 for retirement, suggesting specific savings milestones by ages 30, 40, 50, and 60, while emphasizing a 15% savings rate and considering factors like Social Security and potential income fluctuation.
Fidelity Sets Retirement Savings Milestones
Fidelity Investments recommends saving 10 times one's annual income by age 67 for retirement, suggesting specific savings milestones by ages 30, 40, 50, and 60, while emphasizing a 15% savings rate and considering factors like Social Security and potential income fluctuation.
Progress
44% Bias Score
Divorce Jeopardizes Retirement Savings for Mid-Life Women
A recent divorce significantly impacted 48-year-old Rowan Childs' finances, forcing her to borrow over $100,000 from her 401(k) to retain her home and maintain her daughter's schooling, illustrating the widespread financial insecurity faced by women in their 40s and 50s.
Divorce Jeopardizes Retirement Savings for Mid-Life Women
A recent divorce significantly impacted 48-year-old Rowan Childs' finances, forcing her to borrow over $100,000 from her 401(k) to retain her home and maintain her daughter's schooling, illustrating the widespread financial insecurity faced by women in their 40s and 50s.
Progress
36% Bias Score
"Widespread Retirement Savings Shortfall Threatens Americans' Financial Security"
"Vanguard data reveals a median retirement savings balance of just $35,000 for plan participants, while half of those aged 55-66 have nothing; women are particularly vulnerable, indicating a widespread retirement savings crisis."
"Widespread Retirement Savings Shortfall Threatens Americans' Financial Security"
"Vanguard data reveals a median retirement savings balance of just $35,000 for plan participants, while half of those aged 55-66 have nothing; women are particularly vulnerable, indicating a widespread retirement savings crisis."
Progress
48% Bias Score
DAV Recommends Stable 1% Interest Rate for German Life Insurance in 2026
The German Actuarial Association recommends maintaining the maximum calculation interest rate for life insurance at 1% in 2026, ending years of decline and signaling improved returns for both insurers and customers, based on stable economic projections.
DAV Recommends Stable 1% Interest Rate for German Life Insurance in 2026
The German Actuarial Association recommends maintaining the maximum calculation interest rate for life insurance at 1% in 2026, ending years of decline and signaling improved returns for both insurers and customers, based on stable economic projections.
Progress
40% Bias Score
Showing 157 to 168 of 172 results